After working for many years, I was laid off last week. I never took long vacation as my boss kept saying the office was busy. Finally, now I have plenty of time. I have some money to live off a while through savings and investment. I want to travel overseas for 5 months, go to see Africa and Asia, where I never dreamed before. I will go back to job hunting after coming back. But I need a safe net what if I cannot find any position. I'd like to ask if I can apply for unemployment benefit when I come back to NYC around half year later? I am eligible to receive the max benefit if I apply now. If I apply the benefit after half year, will I receive less? Or should I apply the benefit now, receive the benefit for 3weeks, then call the office saying I will take a half year vacation?
Any advice is appreciated. Thanks!