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even the highest rate listed was significantly cheaper than any option available to me when i was an independent contractor. as a single non smoker late twenties perfect health i paid well over 400/mo for high deductable catastrophic coverage with fairly bad benefits and networks and no frills. moreover, every single claim i submitted was challenged by the insurer, even crap like routine bloodwork
if i hadn't been in NYC - which had better options for self-employed folks than most places - it would have been even worse
so thanks for strengthening my case
Last edited by OdysseusNY; 09-26-2013 at 08:13 AM..
"Q2. How many New Yorkers under age 65 do not have health insurance coverage?
Nearly 2.7 million New Yorkers under age 65, about 16 percent, do not have health insurance coverage.
The majority of the uninsured are workers and their families."
even the highest rate listed was significantly cheaper than any option available to me when i was an independent contractor. as a single non smoker late twenties perfect health i paid well over 400/mo for high deductable catastrophic coverage with fairly bad coverage and networks and no frills. moreover, every single claim i submitted was challenged by the insurer, even crap like routine bloodwork
if i hadn't been in NYC - which had better options for self-employed folks than most places - it would have been even worse
so thanks for strengthening my case
I have not seen the premium numbers for high income bracket self employed yet. But ~$1,700 per year for a pretax $25,000 job will make it hard enough for NYC living.
An individual with annual income of $17,000 will pay about $55 a month for a silver plan, state regulators said. A person with a $20,000 income will pay about $85 a month for a silver plan, while someone earning $25,000 will pay about $145 a month for a silver plan.
"Q2. How many New Yorkers under age 65 do not have health insurance coverage?
Nearly 2.7 million New Yorkers under age 65, about 16 percent, do not have health insurance coverage.
The majority of the uninsured are workers and their families."
I don't buy that. Listen do yourself a favor and talk to your family DR. Don't talk to politicians or talking heads. Talk to Dr's. I agree 100% with DSNY, everyone should get on the exchange. No exemptions for no one. I can't stand "Do as I say not as I do".
I have not seen the premium numbers for high income bracket self employed yet. But ~$1,700 per year for a [b]pretax $25,000 job will make it hard enough for NYC living.
developing a chronic illness while uninsured will make it impossible enough for any living. you are ignoring the fact that without this plan, many people will have no option whatsoever
actually you're not ignoring that, you're grossly misrepresenting it as an advantage rather than a problem. that somehow it's better to save a few bucks and hope you don't get sick
have you ever shopped for your own insurance? have you ever spent any time with a sick, uninsured individual?
health is not a purely financial concern
moreover, i don't pretend that the choice between paying for a plan, and having no plan and risking getting sick is some sort of freedom. that's the sort of thing people tell themselves is freedom, but in reality would never subject a loved one to
I have not seen the premium numbers for high income bracket self employed yet. But ~$1,700 per year for a [b]pretax $25,000 job will make it hard enough for NYC living
my income bracket had nothing to do with it. i still would have had to pay over $400 no matter what my job, or lack of one, was
actually if i was unemployed or worked off the books i wouldn't even have been eligible for the mediocre insurance i wound up with
"Q2. How many New Yorkers under age 65 do not have health insurance coverage?
Nearly 2.7 million New Yorkers under age 65, about 16 percent, do not have health insurance coverage.
The majority of the uninsured are workers and their families."
moreover, i don't pretend that the choice between paying for a plan, and having no plan and risking getting sick is some sort of freedom. that's the sort of thing people tell themselves is freedom, but in reality would never subject a loved one to
Your points on heath risks are well taken, and the decision/option can vary from person to person. Now the OBCare deprives the option for individual americans to decide for themselves but this government makes the decision for all citizens (not sure how this affects the illegals). Like mentioned above, $1,700 (after tax money) a year OBCare premium for a $25,000 pretax job is a substantial amount for folks who are young and healthy. It is another way to squeeze money out of the young working class to subsidize the deficited and ill-run medicare/medicaid program.
Your points on heath risks are well taken, and the decision/option can vary from person to person. Now the OBCare deprives the option for individual americans to decide for themselves but this government makes the decision for all citizens (not sure how this affects the illegals). Like mentioned above, $1,700 (after tax money) a year OBCare premium for a $25,000 pretax job is a substantial amount for folks who are young and healthy. It is another way to squeeze money out of the young working class to subsidize the deficited and ill-run medicare/medicaid program.
Medicare is not ill-run, it's well funded going on well into the future. Although there are some challenges ahead as the baby boomers continue to retire. Your making the mistake many make of lumping Medicaid and Medicare together.
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