Black actor: NYC Macy's stopped me because of race (Boston: credit card, purchase)

[NyWriterdude]

So Macy's is so SUED, along with the NYPD.

Black actor: NYC Macy's stopped me because of race - Yahoo TV

It looks like Macy's and Barney's need to train their employees. Basically, if there's any question check the person's id against their credit card. If all looks good and the transaction goes through, that should be the end of that.

You have morons stereotyping people and calling the cops. But the cops are stupid too, as all they had to do is check the receipt, id, and the credit card.

Basically, its the same kind of thinking that you have from idiots on this board. Black=poor=elementary school drop out. Only stereotypes and racism quite clearly in these cases are hurting the racists (the stores are getting sued and really bad pr, and now the city itself just looks plain bad and stupid). If someone can pay for something, that's the end of it, its not the business of store clerks or cops to pass judgement.

[mathjak107]

NOT QUITE THE WAY IT WORKS!

stores can ask for id with a credit card, but they cannot stop the transaction if the person refuses. like a bank the signature comparison is the ID required.


'Merchants may ask a customer for identification, but in most situations, a merchant may not condition acceptance of a Visa or MasterCard credit card upon the customer presenting identification. "

https://www.privacyrights.org/ar/Alert-FS15.htm

[martinjsxx]

The prior incidents in the news were debit cards, not credit cards. There are some differences in how they are treated though I don't know if it means anything in these cases.

[mathjak107]

summary from website

"Both Visa and MasterCard prohibit merchants from requiring customer ID as a condition for accepting their credit or debit cards. All you need is a signed card, and of course the signatures must match.

American Express says it doesn't ban merchants from requiring customer ID, though it discourages the practice. But it does ban merchants from treating Amex holders differently than any other cardholder. Discover told us that merchants are free to request ID if they want to.

If you're a Visa cardholder and a merchant presses you for an ID, Visa says you should notify your card issuer. In the case of Amex, notify American Express directly. MasterCard customers should report the violation by visiting the company's merchant violation web page."

[jad2k]

Uh oh. I have a feeling we'll see a few more of these and these stores are going to deal with a few more cases.

Why are these stores so bent on stopping card fraud? It's not their job. As far as I know, they aren't liable for anything. If a card is stolen, don't most CC companies have protections and safeguards between the card holder and the CC company? I know with my MasterCard, things will get flagged as suspicious if charges start poping up in areas outside of the tri-state. My card was once frozen because I bought something at a news stand while on a business trip in Boston. I also recently just had a transaction denied because I tried to make an online purschase from a store based in Trinidad. In both cases I immediately called up the card company, went through a few security questions, and they cleared my card for use.

Also, I read somewhere that the most likely transactions for CC fraud occur with small purchase amounts that happen outside the card holders living area and/or transactions that pop up oversees. Which makes sense why my two previous examples were flagged. This is done to see if the card will work. I hardly believe that people stealing CC will show an ID that matches the name on the card.

[Kefir King]

Macy's employees attacked me because I was white. All the employees were not.
Does anyone know a good lawyer?