U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > U.S. Forums > New York > New York City
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 11-10-2013, 04:52 PM
 
195 posts, read 292,609 times
Reputation: 56

Advertisements

We have been renting apartments and houses for 20 years (none in NYC) and have never been requested to provide proof of income, or a credit check or a back round check.

We have never rented through third party management company, always an individual that asked for a deposit, and then we signed a lease.

How does someone find this in NYC?
Reply With Quote Quick reply to this message

 
Old 11-10-2013, 05:06 PM
 
Location: West Harlem
6,885 posts, read 8,620,369 times
Reputation: 3028
You don't.
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 05:35 PM
 
Location: Not where I want to be
4,826 posts, read 7,638,217 times
Reputation: 7677
Quote:
Originally Posted by mamainfl View Post
We have been renting apartments and houses for 20 years (none in NYC) and have never been requested to provide proof of income, or a credit check or a back round check.

We have never rented through third party management company, always an individual that asked for a deposit, and then we signed a lease.

How does someone find this in NYC?

It's close to impossible. People have been screwed over too many times and now everyone wants not only income verification but credit checks as well.

You'd be very lucky to just happen to walk by a house or building with an "Apartment for Rent" sign in the window.
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 05:58 PM
 
Location: New York city
257 posts, read 623,791 times
Reputation: 132
this company helps with this type of thing. I know they do this fr foreigners. I think its about $3K. They still need you to have good credit and money in the bank. just maybe not income verification. http://www.insurent.com/
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 06:43 PM
 
12,131 posts, read 22,887,453 times
Reputation: 9937
NYC is very tenant friendly, which means landlords have a hard time evicting people who don't pay. Therefore landlords tend to be very picky about who they rent to. And they can be picky, because the vacancy rate is so low. So expect to be asked for income verification and credit score.

Is there some reason those two things would be a problem for you?
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 07:23 PM
 
25,543 posts, read 19,333,263 times
Reputation: 9992
Quote:
Originally Posted by mamainfl View Post
We have been renting apartments and houses for 20 years (none in NYC) and have never been requested to provide proof of income, or a credit check or a back round check.

We have never rented through third party management company, always an individual that asked for a deposit, and then we signed a lease.

How does someone find this in NYC?
Go on craigslist. You can find this sort of rental situation more in the outer boroughs, and more in neighborhoods where there are lots of immigrants.
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 07:26 PM
 
25,543 posts, read 19,333,263 times
Reputation: 9992
It amazes me that in a city FULL of ILLEGAL IMMIGRANTS people pretend that all landlords do tight credit checks. A lot of people DON'T. In terms of renting out houses and portions of houses in the outer boroughs, yes, you can easily do that without credit checks or paperwork. You may very well need referrals from people you know.

So to the OP's question, you most easily find this through a friend or relative. Don't know anyone? Try on craigslist, but the qualify of the places may leave much to be desired.
Reply With Quote Quick reply to this message
 
Old 11-10-2013, 08:22 PM
 
12,131 posts, read 22,887,453 times
Reputation: 9937
Quote:
Originally Posted by NyWriterdude View Post
It amazes me that in a city FULL of ILLEGAL IMMIGRANTS people pretend that all landlords do tight credit checks. A lot of people DON'T. In terms of renting out houses and portions of houses in the outer boroughs, yes, you can easily do that without credit checks or paperwork. You may very well need referrals from people you know.

So to the OP's question, you most easily find this through a friend or relative. Don't know anyone? Try on craigslist, but the qualify of the places may leave much to be desired.
If you're a landlord renting to illegal immigrants, maybe you wouldn't be as worried about getting them out if they don't pay the rent. Just threaten that you will call ICE to report them and they will pay up.

And just for curiosity's sake -- how do you know how many landlords are doing credit and employer checks? I will admit that I don't know, but what I gather from what I've read on this board and what some friends have gone through is that if you are moving from somewhere else in the US and expect to rent someplace decent, it is highly recommended that you have your paperwork in order. It seems to me to be irresponsible to tell people on this board (e.g. people moving from Florida) that there are plenty of landlords who rent to people without this type of paperwork.
Reply With Quote Quick reply to this message
 
Old 11-11-2013, 05:26 AM
 
195 posts, read 292,609 times
Reputation: 56
FYI- with all the identity theft issues going on these days, giving out my Social Security number to ANYONE is something I just won´t do. I don´t want to give it out to get my own credit report either.
Reply With Quote Quick reply to this message
 
Old 11-11-2013, 05:52 AM
 
25,543 posts, read 19,333,263 times
Reputation: 9992
Quote:
Originally Posted by Henna View Post
If you're a landlord renting to illegal immigrants, maybe you wouldn't be as worried about getting them out if they don't pay the rent. Just threaten that you will call ICE to report them and they will pay up.

And just for curiosity's sake -- how do you know how many landlords are doing credit and employer checks? I will admit that I don't know, but what I gather from what I've read on this board and what some friends have gone through is that if you are moving from somewhere else in the US and expect to rent someplace decent, it is highly recommended that you have your paperwork in order. It seems to me to be irresponsible to tell people on this board (e.g. people moving from Florida) that there are plenty of landlords who rent to people without this type of paperwork.
Its not irresponsible. The OP asked if its possible to get an apartment without going through all the credit check process. And its possible, very possible. She (or he) may have to live where there's a lot of immigrants, but if the OP doesn't mind, its easily doable. Especially if its a portion of a house that the OP wants to rent.

Btw, plenty of Americans with bad credit get apartments in NYC as well. It won't be in the trendiest of locations, mind you. But it happens.

So to answer the OP's question, this is most easily done through friends/people you know. If you don't know anyone in NYC, check out the ads on craigslist in the parts of the city that have lots of immigrants. Specify you won't deal with brokers.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:



Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > New York > New York City
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2020, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top