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It's not a dumb question at all, but I'm not sure asking other people what they spend will give you the answer you need. One thing you do need to know is that most landlords require you to make 40x the monthly rental amount in gross annual salary. So for you that translates into $2500 per month rent.
Yep pretty much anything below $2500 is what you would quailfy for with the 40x's rule which is pretty much most of the landlords-management companies are looking for. If you go for something slightly above maybe even up to 3k then expect extra security to be asked. $2500 is such a strange amount as it can get you various things all over the city. Studios to 1brs from east village to the upper east side and hells kitchen to upper west side. 2-3br from morningside heights all the way to washington heights. To 1-2brs in williamsburg and bushwick brooklyn.
If very close ive had landlords ask for 2 months but now if credit is very low and not meeting the 40x's rule ive been asked to tell clients from some landlords either 4 months security or application is denied.
Personally I wouldn't feel very comfortable spending $2500 on rent if I made $100k with a family of 5. I would try to keep rent under $2000. You will have to make some sacrifices to get something like that.
One other factor to consider: if you're relocating from the UK, you won't have any credit over here. Your husband will have a brand-new Social Security number with no credit report behind it whatsoever. Depending on what visa you're coming over on, you may not be eligible for a Social Security number at all, which is a whole other issue.
So you may have to find an understanding landlord who is prepared to take a foreign credit report. We found one when we moved from the UK, but then we found our first place fortuitously from a friend of our car insurance agent...
One other factor to consider: if you're relocating from the UK, you won't have any credit over here. Your husband will have a brand-new Social Security number with no credit report behind it whatsoever. Depending on what visa you're coming over on, you may not be eligible for a Social Security number at all, which is a whole other issue.
So you may have to find an understanding landlord who is prepared to take a foreign credit report. We found one when we moved from the UK, but then we found our first place fortuitously from a friend of our car insurance agent...
He's coming over on an L1 visa.
Does proof of income get taken into account?
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