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Old 06-23-2016, 10:08 PM
 
16 posts, read 24,461 times
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Got my appeal letter today.. Bad News.. it states Over income.. Now i'm speaking to the president of my community board.. Comes to find out, he has complaints about this developer doing the same to a couple of other people.. Now just imagine how many didn't say nothing.. Again, would this help? who knows, but I think it's unfair N I refuse to let them get away with this.. Showing me something and saying it's mine then this..
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Old 06-24-2016, 08:08 AM
 
1,214 posts, read 1,841,918 times
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Quote:
Originally Posted by pullinghairout View Post
Got my appeal letter today.. Bad News.. it states Over income.. Now i'm speaking to the president of my community board.. Comes to find out, he has complaints about this developer doing the same to a couple of other people.. Now just imagine how many didn't say nothing.. Again, would this help? who knows, but I think it's unfair N I refuse to let them get away with this.. Showing me something and saying it's mine then this..
What exactly put you over the income? Initially you were 200 under, now 91 over? What put you over the limit? Did the appeal letter give specifics?
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Old 06-27-2016, 04:06 PM
 
16 posts, read 24,461 times
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Quote:
Originally Posted by wiivile View Post
What exactly put you over the income? Initially you were 200 under, now 91 over? What put you over the limit? Did the appeal letter give specifics?
Okay the unit I was offered was a max of 36,300.. They said I'm at 38,000+.. When they calculated my income to begin with they should of known this.. They had all of my documentations in front of them.. They r using income that I don't even have yet.. In the letter of income verification (through my job), they asked if i'll b expecting any raises and they said yes and told them how much I would B EXPECTING to get in JULY.. With all this information in hand they still called me in and told me I made the income requirements.. This raise i'm "suppose" to be getting isn't GUARANTEED..
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Old 06-27-2016, 04:11 PM
 
Location: Eric Forman's basement
4,768 posts, read 6,555,721 times
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Wow, this is a shame. But "future need" is taken into consideration.

When your company was asked if you were getting any raises in the near future, the correct answer is "I don't know." It sounds like it would have been the truthful answer in your case.

BUT, if this was previously disclosed to the developer, and the developer's agents still showed you a unit, I just can't explain that. They jumped the gun in a bad way.
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Old 06-27-2016, 04:13 PM
 
6,680 posts, read 8,231,641 times
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Quote:
Originally Posted by pullinghairout View Post
Okay the unit I was offered was a max of 36,300.. They said I'm at 38,000+.. When they calculated my income to begin with they should of known this.. They had all of my documentations in front of them.. They r using income that I don't even have yet.. In the letter of income verification (through my job), they asked if i'll b expecting any raises and they said yes and told them how much I would B EXPECTING to get in JULY.. With all this information in hand they still called me in and told me I made the income requirements.. This raise i'm "suppose" to be getting isn't GUARANTEED..
The thing is all these buildings try to basically guess your income and its really hard to do. They really should make it cut and dry and look at the last year taxes (so for 2015) and base it off of that cause no one can predict the future.
If all these affordable housing developments did that it would make their job easier as well as the applicants. We'd know if our income doesn't match the last year we filed taxes then to not even apply.
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Old 06-28-2016, 07:51 AM
 
1,214 posts, read 1,841,918 times
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Yeah, whenever they ask for a letter from employer, they ask for 1) any expected raises, 2) any expected bonuses, and 3) any expected overtime. Because all of this is unpredictable, not guaranteed, and at the discretion of the employer (unless you are guaranteed a bonus/raise based on your employment contract), the best thing to do is to make sure your employer says in your letter that no raises, bonuses, or overtime are expected (unless, again, you are guaranteed a bonus/raise based on an employment contract).

If you can appeal again, see if you can get your employer to walk back (in a letter) the statement about a raise.
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Old 06-28-2016, 08:01 AM
 
246 posts, read 485,797 times
Reputation: 43
Quote:
Originally Posted by pullinghairout View Post
Okay the unit I was offered was a max of 36,300.. They said I'm at 38,000+.. When they calculated my income to begin with they should of known this.. They had all of my documentations in front of them.. They r using income that I don't even have yet.. In the letter of income verification (through my job), they asked if i'll b expecting any raises and they said yes and told them how much I would B EXPECTING to get in JULY.. With all this information in hand they still called me in and told me I made the income requirements.. This raise i'm "suppose" to be getting isn't GUARANTEED..

did HPD send this letter to your employer or did the building management?
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Old 06-29-2016, 01:35 PM
 
151 posts, read 246,369 times
Reputation: 23
Oh wow. I had my job put unknown in that section.
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Old 06-29-2016, 01:37 PM
 
151 posts, read 246,369 times
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I think the developers were ok with your future raise but when it got into the city's hand it was a big red flag. The city makes the ultimate decision.
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Old 06-29-2016, 01:38 PM
 
1,214 posts, read 1,841,918 times
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Quote:
Originally Posted by Medina143 View Post
I think the developers were ok with your future raise but when it got into the city's hand it was a big red flag. The city makes the ultimate decision.
It's ludicrous to me, because it is expected that people's incomes will marginally increase every year to account for inflation/cost of living increases, hence why AMI limits usually go up every year. The AMI limits are for THIS YEAR, so asking if someone will get a raise in the FUTURE should not be compared to THIS YEAR's AMI limits.
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