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Just got a letter from NYCDEP who is partnering with AWR (American Water Resources). Apparently they are notifying residents that the city is not responsible for paying for a damaged waste or water line (Which i knew) They are offering a $12.96 monthly premium as insurance. If our waste line were to bust i am guessing (Pending their terms and conditions) they would cover the cost of replacing the line. Heres the thing, before i bought my new place the past owners just put in a new waste line. I am thinking these waste lines last at-least 25-30 years. Would this insurance be worth it? Anyone ever hear it? Strange that the DEP is recommending an insurance company. Someones pockets are getting lined..
Seems like it only benefits those who live in a old brownstone on a very busy old street. I dont need to be shafted by another insurance company ill take my chances with the old crossing my fingers technique.
the cost is in the permitting fees along with the contractors to use an excavator and trench out the old pipe. The new pipe itself costs almost nothing, but in NYC The whole replacement would run between $20,000 to $40,000 just because that's the kind of racket you deal with in NYC
Been paying for the AWR coverage for about 2 years and it just saved my ass. Our sewer line busted and sewage started backing up into the house. Call AWR and they sent someone out the next morning.
Guys came in with their fancy equipment and cameras, confirmed a break and they let AWR HQ Know. AWR called me and said that it's a confirmed break and that I was fully covered for repair.
Next Day I wake up and there are huge trucks outside breaking up the sidewalk as well as DEP and Con Edison. Wow! These folks work fast!
By the end of the day I had a new sewer line and at the end of the week they re-cemented the sidewalk.
Everything was 100% covered except for a small portion of the sidewalk that I had to pay out of pocket to get re-cemented since it was my property and not city property.
Anyway - that's my story. Well worth the coverage and nobody tried pulling a fast one.
P.S. Plumbers told me good thing I had coverage because it was a $12,000 job.
Been paying for the AWR coverage for about 2 years and it just saved my ass. Our sewer line busted and sewage started backing up into the house. Call AWR and they sent someone out the next morning.
Guys came in with their fancy equipment and cameras, confirmed a break and they let AWR HQ Know. AWR called me and said that it's a confirmed break and that I was fully covered for repair.
Next Day I wake up and there are huge trucks outside breaking up the sidewalk as well as DEP and Con Edison. Wow! These folks work fast!
By the end of the day I had a new sewer line and at the end of the week they re-cemented the sidewalk.
Everything was 100% covered except for a small portion of the sidewalk that I had to pay out of pocket to get re-cemented since it was my property and not city property.
Anyway - that's my story. Well worth the coverage and nobody tried pulling a fast one.
P.S. Plumbers told me good thing I had coverage because it was a $12,000 job.
How long were you living there? Do you know if the waste line was ever repaired or was it original?
Been paying for the AWR coverage for about 2 years and it just saved my ass. Our sewer line busted and sewage started backing up into the house. Call AWR and they sent someone out the next morning.
Guys came in with their fancy equipment and cameras, confirmed a break and they let AWR HQ Know. AWR called me and said that it's a confirmed break and that I was fully covered for repair.
Next Day I wake up and there are huge trucks outside breaking up the sidewalk as well as DEP and Con Edison. Wow! These folks work fast!
By the end of the day I had a new sewer line and at the end of the week they re-cemented the sidewalk.
Everything was 100% covered except for a small portion of the sidewalk that I had to pay out of pocket to get re-cemented since it was my property and not city property.
Anyway - that's my story. Well worth the coverage and nobody tried pulling a fast one.
P.S. Plumbers told me good thing I had coverage because it was a $12,000 job.
And the very next day after getting your new pipes you cancelled the insurance
Without me fetching my policy, would this not be something that homeowners insurance would cover?
I think this is an area of gap in coverage. The sewer & supply line isn't part of your home but if it breaks the city isn't responsible for fixing it
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