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I think the same way. I retired with some debt, knowing I would find a post-retirement job at some point, then worried about finding one. I hadn't even updated my resume or started to look. I finally "let go" and tossed it back to God while driving home from upstate NY one day, and before I got home my phone rang. It was my old boss at a new company calling with a consulting gig, and within two weeks I got another call from someone I had met at a business event offering a permanent job.
If it's meant to be, it will be.
Keep us posted!
It is a beautiful thing when God steps in. He lets his presence be known.
woah. If I'm living in NJ and working in NY, I'll be paying taxes in both states. I'm meeting with my tax lady tomorrow. I guess the CT house won't count as a residence when I spend more time at a rental.
No no no. A common misconception. You have to FILE in both states, but New York state taxes are significantly higher than New Jersey state taxes.
You do the NY Non-Resident state tax form first, then the NJ state tax form.
At the end of the NJ tax form, there is a line called "credit for taxes paid to other jurisdictions", in which you enter the NYS tax, and it zeroes out what you would owe in NJ.
Been doing this for 38 years except for 3 years spent in the NJ office.
No no no. A common misconception. You have to FILE in both states, but New York state taxes are significantly higher than New Jersey state taxes.
You do the NY Non-Resident state tax form first, then the NJ state tax form.
At the end of the NJ tax form, there is a line called "credit for taxes paid to other jurisdictions", in which you enter the NYS tax, and it zeroes out what you would owe in NJ.
Been doing this for 38 years except for 3 years spent in the NJ office.
Yup, this. As a NJ resident that works in NY, you'll pay NYS non-resident taxes and NJ resident taxes, but NJ will give you credit for the taxes paid to NYS. I do the same thing, reversed.
Is that smarter than getting a place in NY? Well you just said NY is higher.
No, tax on money earned in NY is higher. You're taxed on where you made the money.
But COL in the city is MUCH higher.
An alternative to NJ is Rockland County, NY, west of the Hudson, and above NJ, if you prefer to live in the same state where you work. But geography is strange downstate. Parts of NJ are closer to the city than parts of NY.
For example, people who take trains from Rockland and Orange Counties to go to the city cut through NJ to get there.
We went to see it and it's perfect. But the hiring freeze is still in effect for me. If I don't hear anything breaking loose by tomorrow I'll let her know I can't take the room. It's not available until Mar 1 anyway but the 90 days would put me at the end of Apr so...Not feasible.
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