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Old 10-07-2010, 08:58 PM
 
130 posts, read 236,011 times
Reputation: 12

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@ emulator wow that's a lot of applications :-) your bound to get one of them..I didn't know the log #s were that important. Never really paid much attention to them.

@jaywalker when I put my cable on in my old place I didn't need a social security deposit..but over here might be different.

 
Old 10-07-2010, 09:18 PM
 
19 posts, read 58,732 times
Reputation: 12
well i think it took 2 years i can said.
 
Old 10-07-2010, 10:35 PM
 
684 posts, read 1,820,376 times
Reputation: 197
Quote:
Originally Posted by jaywalker23 View Post
Just curious...To those with Verizon, did everyone just go ahead and hand over their social security number?? or is there a way around this? Thanks
I dont even remember !! LOL !! But I have soo many things with Verizon in my name now..I probably didnt think anything of it because they more than likely already had it. I signed up online...
 
Old 10-08-2010, 03:37 AM
 
270 posts, read 748,782 times
Reputation: 46
@jaywalker Thanks for the advice, I didnt even think about that, in case i get denied because of the 38% debt thing, that I could appeal it and show them the new balance of my loan. I wonder if they would accept the fact that my father came thru and loaned me $5K to help me lower the debt..or they just wouldnt care. Either way hopefully all goes good and I'm probably worrying too much lol

@johnjose I dont really think the log #'s mean anything other than to identify you, but I just pointed out the #'s, because my log # for rp2 was in the 7000's lol these are in the 2000's
 
Old 10-08-2010, 05:05 PM
 
270 posts, read 748,782 times
Reputation: 46
got the cash loan from my pops..debt brought down to $5400 hope I'm in the clear now, basically my debt to income ratio is now roughly around 25%
 
Old 10-09-2010, 12:07 AM
 
684 posts, read 1,820,376 times
Reputation: 197
Great news !!!!!
 
Old 10-09-2010, 05:30 AM
 
270 posts, read 748,782 times
Reputation: 46
More questions! lol..need your help
after doing my OWN calculations I started getting worried now about our income..but I'm thinking I'm doing it the wrong way. Can you please tell me the method that THEY do it?
I tried 2 methods..I liked the results of the "2nd" method.

1st Method: added all the gross pay from my latest 6 pay stubs, then divided by 6, then multiplied by 52. The problem is I came up with WAY to high of a result. I'm pretty sure i wont make THAT much. Somewhere along the lines of $25800 ( the reason is I'm working a few more hours lately..and i mean like 1 or 2 extra a week only..but I usually don't do these hours, most of the year i worked less)

2nd Method: I looked at the LAST check ( the 6th one) ,took my total YEAR TO DATE amount and divided it by the amount of weeks from January 1st till my last check.. I came up with like 40-41 weeks roughly. So I divided the " YTD" by 41 ( and 40 to be safe) and came up with a more reasonable "projected income". Along the lines of $23,000-$24000 ( give or take some).

SO method #2 puts us perfectly into the $38,400 max nicely(combined income of like $36,500-$37,500 about).. method # 1 put us at like $38,420-$38,480 ( give or take)

So any advice on this would help ..I worry too much maybe..but I already had a big disappointment this year... I'm counting and hoping for the BEST on this interview.
Thanks

Last edited by emulator; 10-09-2010 at 05:57 AM..
 
Old 10-09-2010, 11:13 AM
 
270 posts, read 748,782 times
Reputation: 46
JEEZ these people are gonna drive me crazy! lol, Opened the mailbox today..and now 350 west 37th street ( 8th and 9th ave) aka " The Townsend", sent me an interview! lol
whats crazy is its for monday the 18th and the " the Ohm" interview is for tuesday the 19th!! lol
looks like I have to double up my copies now..omg, now I'm TOO excited
their max for a 2 bed is the same $38,400
 
Old 10-09-2010, 11:31 AM
 
6 posts, read 9,312 times
Reputation: 12
just signed a lease for a beautiful huge apt in north tower
 
Old 10-09-2010, 12:27 PM
 
270 posts, read 748,782 times
Reputation: 46
Quote:
Originally Posted by nycnycnyc21 View Post
just signed a lease for a beautiful huge apt in north tower
congrats!!! 2 bedroom?
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