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Sounds like you got problems because the Bank of Mom and Dad is closed. You can't live ith in your means and need $600 from them. If you lived within your means you wouldn't need money from anyone.
First you need to start hounding your clients to pay you sooner. Bump your prices up a bit like 5% from the normal cost and then offer a " 5% discount" for early payment. I used to do it all th time with difficult clients. Worked well. People LOVE to think they are getting a deal.
Take 10% of every weeks income and put it away in a high yeld account. Get to about 3-4 months worth of income in that savings account.
Once you get that then you need to start a budget.
You're confusing because you say you support yourself but borrow from parents.
Yes allowing your children to be kicked out of their apartment onto the street in a foreign country.... tough love much? There is a difference between enabling kids to never grow up and helping your child survive. They want to borrow $600 bucks, if that's all it takes for you to turn away your child in need I pray they never need a kidney... (I guess they wouldn't be a fully functioning adult in your eyes).
$600.00 I'd lend (give) to my daughter in a heart beat....
However, is that the best way to help your child? We don't know the entire story here, maybe mom and dad think it is time for their child to grow up, make decisions. live with the consequences and learn from her mistakes.
If the country is in South America, I'd be surprised that a 25 year old would have to pay $600 a rent for a place to live. Girls normally live with other girls (important in South American countries) and cost of living is a lot less, so I'd think that $600 per month sounds a bit steep. Sounds like she might be behind a few months in rent or have other debts too.
Her parents are punishing her for going against their wishes.
Here is how you solve the problem and expose the parents: ask to borrow the money at the same interest rate you'd get from a bank. I bet they throw out another excuse even though that's still "tough love" according to the posters in here.
1. You are a grown-up. You will live and die by your decisions. You decided to take a risk. Now you see the down side.
Up to you to get yourself out of it.
2. IF your parents, who were previously helpful, have chosen to diss you now because you "defied" them by leaving the country, then this money always came with strings and they re immaturely "punishing" you now. That to me is super lame.
Either way, it is THEIR money and you are not entitled to a cent of it.
1. You are a grown-up. You will live and die by your decisions. You decided to take a risk. Now you see the down side.
Up to you to get yourself out of it.
2. IF your parents, who were previously helpful, have chosen to diss you now because you "defied" them by leaving the country, then this money always came with strings and they re immaturely "punishing" you now. That to me is super lame.
Either way, it is THEIR money and you are not entitled to a cent of it.
It's #2.
If they follow my plan with an interest rate it would make no sense for the parents to disagree. The tough lovers get their rocks off, the folks make $, and the girl gets punished.
I hope she asks them cuz I'd love to see the answer.
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