Quote:
Originally Posted by GetMeOutOfFlorida
a lot of consumers are now starting to become more familiar with the state or federal " pre-existing condition insurance plan", but since the state of North Carolina has the inclusive health program, they have opted out of the federal program, so if you find yourself uninsurable you really need to go with the inclusive health program, if you cannot qualify for any other type of medical insurance , such as a plan for an employer or Medicare if you qualify.
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The State's state plan is closing to almost everyone in two days. That leaves only the Federal option.
Basically you've got to be out of insurance for 6 months then meet the following.
Inclusive Health North Carolina - You Are Insurable.
You are eligible of Inclusive Health - Federal Option Coverage if you have been without creditable coverage for at least six months and...
You can answer YES to AT LEAST ONE of the following questions:
- Your medical condition makes you "uninsurable."
- You have been refused or denied coverage for health reasons.
- You have been offered coverage by an insurer with a conditional rider limiting coverage.
- You have one of the Inclusive Health - Federal Option presumptive conditions which allows automatic enrollment.
You are eligible if you can answer YES to ALL of the following questions: - You are a legal U.S. resident.
- You are a North Carolina resident.
- You are not covered as a dependent.
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