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Old 10-03-2013, 01:52 PM
 
875 posts, read 1,156,863 times
Reputation: 1171

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Quote:
Originally Posted by southbound_295 View Post
CA is on the other coast & you don't know what the costs were before. Go to the KY board & ask. It's close in location & size. If you don't ask, it's only because you're afraid that we might be right.
You might be right for a those people who can receive subsidies. What about everyone else? Costs went up for a large number of people in a lot of places with or without exchanges:

Obamacare: Californians will pay 10th highest rates in country under health exchange - San Jose Mercury News

Double Down: Obamacare Will Increase Avg. Individual-Market Insurance Premiums By 99% For Men, 62% For Women - Forbes

I did look on the Kentucky board and don't see anything ACA related within the last week. Yes I looked at the city subforums.
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Old 10-03-2013, 02:15 PM
 
Location: My House
34,935 posts, read 36,062,311 times
Reputation: 26535
Quote:
Originally Posted by Carlos_Danger View Post
Now I see why you so for Obamacare. Cash coming your way through other's higher premiums and tax dollars from subsidies.


Very sad the people did not get a decent healthcare bill with massive increases in competition and supply to actually lower costs.
I don't work for an insurance company and I don't own my own business. My paycheck will be the same whether the ACA is in place or not.

That's really presumptuous of you.

I am in favor of the ACA because this country is far too wealthy to have so many citizens who do not have decent healthcare. Period.
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Old 10-03-2013, 02:22 PM
 
Location: My House
34,935 posts, read 36,062,311 times
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Quote:
Originally Posted by pegotty View Post
Some people are ineligible for the subsidy due to things other than income. My husband is in education and we have four children. His employer does offer health insurance and pays a portion of his policy but not the family. So I had to purchase an individual policy directly through BCBSNC because it was cheaper than putting me on his policy. We also got the healthy lifestyle discount, which helped with affordability.

Now, even though the premium for the policy issued through dh's employer over 9.5% (about 10%) and of our income we don't qualify for the subsidy because it only takes into account HIS portion of the premium, not the whole family premium. At our income level the ACA estimates we can afford 6% of our income based on salary and family size. However, the net effect of this is my individual policy will double and we will be paying about 12.5% of our income on medical insurance. And believe me, it hurts.

I really hate it when I hear people say they don't mind paying a little bit more to help other people who need it. I don't earn enough for my taxes to be impacted, but it still always ends up costing us more instead of helping. Since Obama went into office my grocery bill has gone up $400/month. And my gas bill has gone up about $150/month. Now my insurance is going up $200/month. I've had about all the help I can take!!
Do you really think Obama is to blame for the cost of your groceries, though? Or your gas? Or your insurance, when you really think about it?

The Affordable Care Act is a compromise (and not the best one, I admit) that was thrown together to appease the Republicans who were dead set against any of the "socialist medicine."

I am for the ACA in theory, but I think it needs a lot of tweaking.

I do understand your frustration with your premium increase. That is difficult. I am frustrated every year when we are hit by the AMT. We aren't making millions every year. The AMT was designed to keep the wealthy in this country from avoiding all taxation. Now? It traps those of us who aren't exactly making peanuts, but who aren't trust fund babies, either.

The IRS doesn't ask us whether we have other expenses when they hit us with the AMT, and Congress refuses to let go of that particular teat to drain, even though they know it hurts the overall economy. Without being taxed at a much higher rate, those of us who make pretty good (but not exorbitant) salaries would be spending that money to bolster the economy in ways that the average person CAN see.

Let's be honest. Pretty much the entire Congress are crooked, regardless of who is in office.
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Old 10-03-2013, 02:32 PM
 
875 posts, read 1,156,863 times
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Quote:
Originally Posted by meh_whatever View Post

I am in favor of the ACA because this country is far too wealthy to have so many citizens who do not have decent healthcare. Period.
Who appointed you to spend other people's money? Also, everyone can get health care, the issue is paying for it after receiving health services. Would you work for free?
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Old 10-03-2013, 02:51 PM
 
Location: Raleigh, NC
2,541 posts, read 5,453,147 times
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Quote:
Originally Posted by PDD View Post
If you have an IRA or are invested privately in the Stock market than your portfolio has also increased since Obama became president.

If your not going to give him credit for this (which you should not) than how can you blame him for you other expenses going up?
Sorry, no IRA and no investments in the stock market. I'm glad it has worked out well for those who can afford these things though. This is exactly my point. Those of you who think you're helping the poor (I consider myself at the lower end of the middle class...taking the biggest hit with all this stuff) are pushing those of us who are precariously trying to stay in the middle class out of it.
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Old 10-03-2013, 03:44 PM
 
Location: My House
34,935 posts, read 36,062,311 times
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Quote:
Originally Posted by netbrad View Post
Who appointed you to spend other people's money? Also, everyone can get health care, the issue is paying for it after receiving health services. Would you work for free?
Not everyone has enough money to get health care services except from the ER, where they'll likely never pay the hospital back because they cannot afford that. They cannot afford preventive medicine, so they are more likely to get very ill before seeking treatment. Many who would love to get insurance have pre-existing conditions that make them either ineligible for insurance or make the cost so prohibitive that there's no way they can ever be insured.

So, I guess your response is "I got mine, who cares about them?"


Where'd I say anything about spending other people's money? Do you refuse to pay taxes, too? That is exactly what the government does with tax money. They spend it.

I'm not part of Congress. Congress passed the ACA. The SCOTUS upheld it. I cannot see why you're blaming me for it. Unless you think I'm part of the Supreme Court, perhaps?
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Old 10-03-2013, 04:05 PM
 
875 posts, read 1,156,863 times
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Quote:
Originally Posted by meh_whatever View Post
Not everyone has enough money to get health care services except from the ER, where they'll likely never pay the hospital back because they cannot afford that. They cannot afford preventive medicine, so they are more likely to get very ill before seeking treatment. Many who would love to get insurance have pre-existing conditions that make them either ineligible for insurance or make the cost so prohibitive that there's no way they can ever be insured.

So, I guess your response is "I got mine, who cares about them?"

Where'd I say anything about spending other people's money? Do you refuse to pay taxes, too? That is exactly what the government does with tax money. They spend it.

I'm not part of Congress. Congress passed the ACA. The SCOTUS upheld it. I cannot see why you're blaming me for it. Unless you think I'm part of the Supreme Court, perhaps?
By supporting the ACA, you support the forcible taking of other people's money by the government to give to others. It should be a choice. Let me decide how much of my money I want to give to the less fortunate, don't take it by government force. The ACA is government forced charity that punishes the successful. It also punishes Americans for the individual choices they make, such as the penalty for not having insurance or the penalty against so-called cadillac plans.

Instead of punishing the successful, why haven't any of the Progressive millionaires and billionaires that support this law start their own health care company which offers low-cost care/insurance to those with pre-existing conditions or limited financial means? Why is the middle class getting punished with higher premiums and fewer coverage options? Why people so willing to force others to give up control over their lives to the government?
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Old 10-03-2013, 04:48 PM
 
2,267 posts, read 1,931,108 times
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Quote:
Originally Posted by meh_whatever View Post
What were you paying before?

That's a huge increase. I have seen similarly large amounts mentioned by other people in your situation and I wonder if there won't have to be a marketplace correction to ease these types of increases. I sure hope that there is.

I support this initiative to make sure that everyone has healthcare, but it does need to actually be, you know... affordable.

Not free, just affordable.


We were paying 500 a month total and its going to jump to a grand. I did find out today that the ACA forces my employer to offer a compliant plan. Its pretty awesome because my employer is a staffing agency that tries to distance itself from the employee relationship to avoid paying benefits/unemployment etc. The ACA specifically addresses this issue and forces them to offer insurance. Whether or not it will be affordable is another issue.
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Old 10-04-2013, 12:02 AM
 
Location: My House
34,935 posts, read 36,062,311 times
Reputation: 26535
Quote:
Originally Posted by cchampagne232000 View Post
We were paying 500 a month total and its going to jump to a grand. I did find out today that the ACA forces my employer to offer a compliant plan. Its pretty awesome because my employer is a staffing agency that tries to distance itself from the employee relationship to avoid paying benefits/unemployment etc. The ACA specifically addresses this issue and forces them to offer insurance. Whether or not it will be affordable is another issue.
I hope it will turn out to be a far more reasonable plan for you!
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Old 10-04-2013, 01:12 AM
 
5,126 posts, read 7,364,224 times
Reputation: 8396
Quote:
Originally Posted by GCharlotte View Post
Define "senior citizen". 50? 40? 30?
I have no clue why you're asking me to define whether 30 or 40-year-olds are senior citizens. The study looked at 27 and 40-year-olds and reported the results.

Guess you didn't bother to actually read what you responded to.

The point about seniors is that the study didn't have info on whether their rates would go up, whether you define them as 50 or 100, or any age in between. "Senior" was used as a catch-all word to define the later age groups where the information is missing.

Sheesh.
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