I live in Rutherfordton and love it! I moved here 11 years ago from West Viriginia, but grew up in Kentucky. I will never go back to either place, this is my home.
Rutherfordton is a great place to bring up kids. There is crime everywhere you go, but it seems to be lower here. My kids both attend RS School district and love it! Here are some of the local schools.
http://www.greatschools.net/schools....t=158&state=NC
Of course you mentioned Rutherfordton Hospital, but there is Cleveland Regional in Shelby, Spartanburg Regional in Spartanburg, SC, which is only about a 40 minute drive, there are a couple of hospitals in Asheville, St Lukes in Columbus, Mcdowell hospital in Marion, and I am sure there are many, many more. It just depends on how far you would want to drive. You can check areas such as Morganton, Landrum, Tryon, Columbus, Asheville, Hendersonville, Marion, Gaffney SC, Spartanburg SC. All those areas are within an hours drive.
If you need anymore info please feel free to email or IM me
Have a Merry Christmas
Elizabeth