Self-employed health insurance in NC... (Raleigh: homeowners insurance, utilities, deductible)

[Mass Exodus]

I'm self-employed and one of our major headaches here in MA is the cost of our health insurance premiums. Does anyone know how expensive health insurance is in NC generally? We have an HMO now, but are willing to try a PPO or higher-deductible plan if it serves our purposes.

Thanks,
Dave

[enlightenme]

We couldn't find a HMO plan in NC. I personally feel the health insurance is high, but I also had an excellent plan at my previous job in CA. We are paying $300 to insure my son and me. My plan is horrible, but my son's plan only has a $200 deductible and $15 co-pay. It seems like the main company is Blue Cross/Blue Shield.

[lynnsprufera]

We are self employed and when we moved to Raleigh last year we actually paid a bit less for a family plan-HMO through B/C B/S. We had B/C Empire in NY now we have NC B/C B/S. We pay around 1050. per month family plan and in NY it was 1200. It is the only thing that seemed around the same price as NY other than food. Car insurance, homeowners insurance, utilities and housing costs are substantially lower. Good luck, our health care system in this country needs some major attention. Seems like moving to another state doesn't help.

[Mass Exodus]

Thanks to both of you for the input. What I've been able to find about NC health insurance is basically that it costs the same as MA (1K/month). Disappointing, but what can you do.

[Swimmom32]

check out blue cross blue shield, ppo I spoke to them last week for a family of 4 vision dental and full health coverage with prescription it was 730 a month..here in NJ its 1650.00 a month for the similar coverage....hope this helps..you go to the bluecross blue shield website it also gives u all the rates for different plans if u know what u are looking for..good luck