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Northeastern Pennsylvania Scranton, Wilkes-Barre, Pocono area
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Old 12-29-2013, 09:10 AM
 
Location: Location: Location
6,727 posts, read 9,959,151 times
Reputation: 20483

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Quote:
Originally Posted by Magritte25 View Post
I didn't get my card yet. But I don't live too far from the bank so I can just take cash out as I need it. As a matter of fact, this whole debacle has made me think over the idea of using cash more often.
I think cash is a good idea, except when making a pricey purchase. You have protection from the CC company when you use your card.

Example: A family scheduled a vacation at a resort - three adjoining condos for a group of about 20 people. When the families arrived at the condo, it was totally unacceptable - incredibly filthy and obviously not a place you'd want your children to sleep. When they contacted the rental agent, a "cleaning crew" was sent, ran a sweeper and said, "Is this clean enough?"

After much dickering, the group found other accommodations a few blocks away. They took photos of the offending condo(s) and left. They notified the CC company that had handled the charges and submitted the photos, detailing the situation. The charge was deleted from the account.

I'm in the habit of using my debit card for almost everything. I guess it's time to rethink that as well.

One thing that has me wondering: Used to be when you presented a CC, the clerk held on to the card until you signed the slip and compared the signatures. Now, they just swipe it, hand it back and never look at your face. I used a CC at a local store and wasn't even required to sign because the purchase was less than $50.00. ????
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Old 01-02-2014, 05:01 AM
 
2,861 posts, read 3,853,348 times
Reputation: 2351
Quote:
Originally Posted by theatergypsy View Post
I think cash is a good idea, except when making a pricey purchase. You have protection from the CC company when you use your card.

Example: A family scheduled a vacation at a resort - three adjoining condos for a group of about 20 people. When the families arrived at the condo, it was totally unacceptable - incredibly filthy and obviously not a place you'd want your children to sleep. When they contacted the rental agent, a "cleaning crew" was sent, ran a sweeper and said, "Is this clean enough?"

After much dickering, the group found other accommodations a few blocks away. They took photos of the offending condo(s) and left. They notified the CC company that had handled the charges and submitted the photos, detailing the situation. The charge was deleted from the account.

I'm in the habit of using my debit card for almost everything. I guess it's time to rethink that as well.

One thing that has me wondering: Used to be when you presented a CC, the clerk held on to the card until you signed the slip and compared the signatures. Now, they just swipe it, hand it back and never look at your face. I used a CC at a local store and wasn't even required to sign because the purchase was less than $50.00. ????
Cancellation is a good example of how using CC can help protect you.

There are more and more places that don't require signature for low dollar charges. Seems OK, since you probably won't pay invalid charges, especially if not part of your normal purchase pattern.

This emphasizes importance to monitor/review charge card statements regularly. We do online occasionally and always the printed monthly statement. In many years we seldom had a problem with fraud...but it happens. (We have had a few incidents where the CC issuer called to tell us of an attempt and reissued card. They have pretty good detection software to recognize attempts out of the norm. This is why sometimes you may want to tell them if you plan a trip etc.)

We use CC regularly and never have been stuck with invalid charge. We don't use debit card and either destroy or ask bank to disable them.
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Old 01-03-2014, 04:22 PM
 
Location: Swiftwater, PA
18,773 posts, read 18,158,423 times
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By the way; is it cold enough for everybody! Happy New Year - but I would rather redo 2013's winter temperatures!
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Old 01-07-2014, 05:52 AM
 
Location: Location: Location
6,727 posts, read 9,959,151 times
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This morning, for the first time in probably a decade, I saw the elusive Kee-Kee bird. I heard his distinctive call before I saw him. It goes Kee-Kee-Keeriminy it's Kee-Kee-Kold!! Stay warm, everyone.
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Old 01-07-2014, 11:32 AM
 
Location: Swiftwater, PA
18,773 posts, read 18,158,423 times
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Quote:
Originally Posted by theatergypsy View Post
This morning, for the first time in probably a decade, I saw the elusive Kee-Kee bird. I heard his distinctive call before I saw him. It goes Kee-Kee-Keeriminy it's Kee-Kee-Kold!! Stay warm, everyone.
Do you remember the winter of 1988? I worked nights outside in Pocono
Summit on an unheated freight dock. Five nights in a row the temperatures went down to -20 or colder. One night hit -26. I think the day time temperatures did not go above '0' (if I recall correctly). I always loved working outside on nights that the news told us to bring in our animals!
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Old 01-07-2014, 12:26 PM
 
Location: Location: Location
6,727 posts, read 9,959,151 times
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Quote:
Originally Posted by fisheye View Post
Do you remember the winter of 1988? I worked nights outside in Pocono
Summit on an unheated freight dock. Five nights in a row the temperatures went down to -20 or colder. One night hit -26. I think the day time temperatures did not go above '0' (if I recall correctly). I always loved working outside on nights that the news told us to bring in our animals!
Are you serious? I can't remember what I ate for lunch!

Just kidding, of course. I do indeed, remember the winter of '88. It was so bad that the schools were closed for a week because they couldn't get the inside temps up to a decent level; buses didn't start in those temps to transport the kids; and even if they did, putting the kids out to wait for a bus in those temps was asking for frostbite.

And did you remember to put your animals inside before you left for work?
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Old 01-07-2014, 03:29 PM
 
Location: Pennsylvania
30,547 posts, read 16,240,407 times
Reputation: 44442
hope you got payed well, fisheye. very very well.

warm clothes-good warm clothes-aren't cheap!
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Old 01-07-2014, 06:07 PM
 
Location: Swiftwater, PA
18,773 posts, read 18,158,423 times
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Fortunately for me I had been working outside for several years. I had the layers that I needed to survive. It really wasn't about having expensive clothing - just the right combination - although today it would probably be very expensive. If you dress too warm; you sweat when you work and then you freeze. All-in-one suits did not work that good on physical jobs.

I did not have any animals to worry about at that time! It is a pain today to keep our ducks with water and dry bedding.
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Old 01-30-2014, 08:33 AM
 
182 posts, read 94,412 times
Reputation: 137
Thank goodness below 0 temps will be leaving us soon.........a real warm up, saying 25 for tomorrow!!!
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Old 01-30-2014, 09:17 AM
 
Location: Swiftwater, PA
18,773 posts, read 18,158,423 times
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Quote:
Originally Posted by Berthamay View Post
Thank goodness below 0 temps will be leaving us soon.........a real warm up, saying 25 for tomorrow!!!
We can't wait for the warmer temperatures! I hate to see the fuel bill when I get the next delivery!
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