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Old 05-28-2012, 10:39 AM
154 posts, read 337,419 times
Reputation: 83


Does anyone know if Florida is more flexible in approving mortgages than other states? We have a foreclosure in our credit that happened about 5 years ago in PA. We would love to own our own home again. Anyone out there know about mortgage/real estate issues in FL.
Thank you.
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Old 05-29-2012, 08:35 AM
Location: Ocala, FL
4,065 posts, read 6,810,344 times
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Your best bet is to apply to a local, community bank and not a large national bank. With sufficient explanations backed up with documentation, you do have options. If you can get financing you will pay a higher lending rate but you might be able to get back in the housing market. The most important thing to remember is not to fail to disclose pertinent information to your current financial situation. The 3 most important things to remember is disclose, disclose, disclose. I wish you best of luck.
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Old 04-23-2017, 10:38 AM
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Interested in the town of Citra...Could someone tell me more of this little town? I am wanting to provide my personal email. [EMAIL="daneosodane@yahoo.com"]daneosodane@yahoo.com[/EMAIL] Lars Mortensen Florida
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Old 04-23-2017, 05:49 PM
Location: Florida
4,984 posts, read 4,376,311 times
Reputation: 5030
I would think the lenders decision on giving you a mortgage would not depend on the state the home is in unless you are looking for a state program that will help you out.

I think if your down payment is large enough you will be able to get a loan.
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