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Old 12-28-2014, 06:03 PM
 
51 posts, read 186,821 times
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Quote:
Originally Posted by jim prow View Post
thanks for the reply. do you have any suggestions on how to scout the area? we were thinking about coming down and trying to pre-set up transportation with a non-realtor person. i was thinking about a tour type sedan vehicle with a knowledgeable driver to just show us the lay of the land.
Hi Jim. Gee, I don't have any recommendations that I can think of that you describe. I know you mentioned you would like a non-realtor, but I think that is probably what you will need in order to see the lay of the land. I would suggest you find two realtors, one for each area.
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Old 01-16-2016, 12:29 PM
 
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What I found out that may prohibit me from being able to move to Fl is the cost of home owners insurance, so I would just recommend looking into that if you live on a tight budget like I do.
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Old 01-16-2016, 04:25 PM
 
Location: Florida
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Originally Posted by MaryBeth2 View Post
What I found out that may prohibit me from being able to move to Fl is the cost of home owners insurance, so I would just recommend looking into that if you live on a tight budget like I do.
If you are not on the coast I do not think basic homeowners insurance should be a problem. Keep looking.

What is a freeway? If 4 lane highway there are several in Ocala. If you mean a major highway such as 75 then you can avoid it. A little harder to avoid the 4 lane roads but you can as long as your destination is not on the 4 lane highway. If on the highway you can probably get within a block of your destination on two lane roads.

Take a look at Google earth to get an idea of the streets.
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Old 01-16-2016, 06:06 PM
 
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I've been calling on homes that interest me, and working with insurance agents so, for me anyway, the cost of insurance seems out of sight. For an older home, small, it was 1800 a year! We're on SS only so have to watch every penny you know.
Thanks rjm! I appreciate your info!
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Old 01-16-2016, 06:10 PM
 
Location: Florida
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Quote:
Originally Posted by MaryBeth2 View Post
What I found out that may prohibit me from being able to move to Fl is the cost of home owners insurance, so I would just recommend looking into that if you live on a tight budget like I do.



It's the same with car insurance. It's outrageous.
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Old 01-16-2016, 06:14 PM
 
Location: Florida
7,306 posts, read 13,154,316 times
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Originally Posted by MaryBeth2 View Post
I am familiar with the Sebring area but not Ocala. Does anyone know both cities to tell me if they are similar? I like the Sebring area for how easy it is to get around. Would a person be able to go to hospitals/doctors/churches and stores without going on the freeway, in Ocala?
Thanks in advance.


In regards to Ocala. Yes you would be able to use surface streets, to go where you ask about. The only freeway is I-75. It runs north south. You won't be using it unless you are going out of town.
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Old 01-16-2016, 06:50 PM
 
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Yes, and I love to go up and down the roads on Google Earth! But you know you cannot tell (at least I cannot) how big the hills are. It all looks flat to me.
Between insurances and taxes, it takes the whole SS check!
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Old 01-17-2016, 12:07 PM
 
Location: Florida
4,978 posts, read 4,368,428 times
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Quote:
Originally Posted by MaryBeth2 View Post
I've been calling on homes that interest me, and working with insurance agents so, for me anyway, the cost of insurance seems out of sight. For an older home, small, it was 1800 a year! We're on SS only so have to watch every penny you know.
Thanks rjm! I appreciate your info!
1800 seems very very high to me also. You might have a problem with construction standards. I know that building standards were increased so you get less damage from hurricanes and this might make the insurance reasonable on new construction and not on older construction. But I am thinking the center of the state and north of Orlando.
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Old 01-17-2016, 12:16 PM
 
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I dont know. I purposely looked for a humble home, it was 1300 sq ft, and 75,000.. and that much in insurance. I dont know that you can do much better or smaller than that. What do you think, rjm?
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Old 01-17-2016, 12:19 PM
 
3,807 posts, read 3,245,547 times
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Originally Posted by Jimrob1 View Post
In regards to Ocala. Yes you would be able to use surface streets, to go where you ask about. The only freeway is I-75. It runs north south. You won't be using it unless you are going out of town.
Jimrob, dont think I answered you, but thank you for this. This is what I needed to know! :-)
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