11-06-2017, 05:47 PM
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Pros and cons of each?
My wife and I spent a few days last week looking at homes, mostly in Ocala Palms. While I liked the homes I saw, the clubhouse was getting a new driveway/paving so we weren't able to see it. We did get to see the clubhouse and activities at Spruce Creek and were very impressed with them, but were not as impressed with the homes floor-plans. OTOW was not available for us to inspect closely. As we currently live in Texas, it's not feasible for us to come out to Ocala lots of times to look around.
My wife is concerned that while all of these are gated, Ocala Palms is not fully "enclosed". I, on the other hand, am concerned about feeling like I'm in a prison.
We would love to get some first-hand reports from folks living in these communities about how they feel about things like quality of life, real social activities and overall feelings about these places. As to our needs and/or wants, we are not golfers (so that's not important to us), we would like a 3/2/2 or 2/2/2 with den. CBC for under $165k.
Thanks in advance for any and all helpful replies!
11-06-2017, 06:12 PM
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I rented in OTOW, and considered it "Living Under the Dome". Which can be a positive or negative, depending on your perspective.
I can't speak to the activities and whatnot of Ocala Palms (though I've been through that neighborhood and the dearth of trees really turns me off.) OTOW has 400 activities going on every week; you can literally go doe something all day long and most nights there. If you're retired and want that lifestyle and don't mind the $400+ HOA monthly fee, it's a great place.
It has basically a condo setup--you don't own the land, the exterior is taken care of in most sections, and they'll assess for a new roof (at inflated prices) about every ten years. The grounds are beautifully maintained, but there is still a lot of construction going on, and with no service entrance, all those big trucks come right down 94th Ave every single weekday.
165K for a CB will be hard to do anywhere *except for* OTOW or Quail Meadow. The villas at OTOW can be had for as little as 65K or you can spend 150+ for a SF home.
I didn't feel at all imprisoned there; with the golf courses and mature sections of Friendship Village and Americana, the tropical landscaping made it quite charming coming in on 99th or 94th. They do have a weekend hotel type package for potential buyers. Worth checking out if you decide to come for an extended visit.
Have you thought about renting first? Even a 6-month stay would let you get a real feel for the various options--Oak Run is one too though I'm not sure of the price range for their CB homes.
Good luck with your search!
11-06-2017, 06:21 PM
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Reputation: 4326
Quote:
Originally Posted by
PairsNPaint
Pros and cons of each?
My wife and I spent a few days last week looking at homes, mostly in Ocala Palms. While I liked the homes I saw, the clubhouse was getting a new driveway/paving so we weren't able to see it. We did get to see the clubhouse and activities at Spruce Creek and were very impressed with them, but were not as impressed with the homes floor-plans. OTOW was not available for us to inspect closely. As we currently live in Texas, it's not feasible for us to come out to Ocala lots of times to look around.
My wife is concerned that while all of these are gated, Ocala Palms is not fully "enclosed". I, on the other hand, am concerned about feeling like I'm in a prison.
We would love to get some first-hand reports from folks living in these communities about how they feel about things like quality of life, real social activities and overall feelings about these places. As to our needs and/or wants, we are not golfers (so that's not important to us), we would like a 3/2/2 or 2/2/2 with den. CBC for under $165k.
Thanks in advance for any and all helpful replies!
I'll be interested to see what the responses are, I'm curious myself. I'd like to get a feel for whether 441 is more navigable than 200. All the communities you mention have golf.
11-06-2017, 08:35 PM
Location: Florida
6,593 posts, read
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Reputation: 8102
I would try and spend a couple of weeks in the area if you can.
OTOW started back in the 80's and probably has years of building left. Thus the grounds should continue to be well maintained. The older recreation buildings have or are being renovated, gym being added etc.
OTOW is not easy to understand as it is actually several communities combined. The oldest section is attached single story homes that I view as an apartment. Almost all outside work is done for you. You can also buy the land and home in the Candler and Ingo sections (maybe a resale in your price range, do a search on Zillow
https://www.zillow.com/ ) Indigo may fit your price range for a new home but you do not get the OTOTW amenities without paying extra (but you do have your own amenities and just updated and expanded).
Use Google to get an idea of what is around the communities. OTOW has two small shopping centers you can get to by golf cart and working on getting to a third. Look at rt 200. Some think the traffic is bad but you have lots of business and that is a plus. OTOW also has a town square, learning center and live performance at a production theater which is being expanded.
Try the 3 day vacations and meet with the sales men for what ever community you pick.
You will not feel closed in at OTOW. Also an inside pool for OTOW residences.
I assume you have read the OTOW site and seen the building videos etc.
11-07-2017, 08:33 AM
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Reputation: 4326
Why not just settle on one of those communities, move and rent for a year or two while you explore your options? Either OTOW or Spruce Creek should be fine. You might find out that an entirely different community than the ones you've seen would be right for you. It will give you time to get to know the area, develop contacts, listen to comments from people who live in different communities, etc.
I have discovered (so far) that there is a shortage of modestly priced concrete block homes in the 55+ communities, with the exception of Cherrywood, which is not gated and seems to have some sort of unique common area arrangement with the developer. However, it does seem to have the best priced CB houses in a 55+ setting.
11-07-2017, 12:46 PM
Location: Florida
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Reputation: 8102
Be sure to look at the quality of the road maintenance, general maintenance and utility cost of each community. Also the rules.
11-07-2017, 01:31 PM
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Quote:
Originally Posted by
rjm1cc
Be sure to look at the quality of the road maintenance, general maintenance and utility cost of each community. Also the rules.
And check the reserves, too.
11-07-2017, 07:41 PM
529 posts, read
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Quote:
Originally Posted by
kmarc
I'll be interested to see what the responses are, I'm curious myself. I'd like to get a feel for whether 441 is more navigable than 200. All the communities you mention have golf.
I'm confused, kmarc. What communities are you looking at on 441? Are you confusing the Spruce Creek down by The Villages with Spruce Creek Preserve on 41 or Spruce Creek North off of SW 103rd Ave Rd? Or am I missing something?
IMHO, 441 south of Belleview is well on its way to horrendous, and progressively worse the farther south you go. North of Ocala, you have what is quickly becoming a major transportation artery tying into the split at US 301. Not many subdivisions along 441 that I can recall that meet your wants.
Dax
11-07-2017, 08:17 PM
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Quote:
Originally Posted by
Dax13
I'm confused, kmarc. What communities are you looking at on 441? Are you confusing the Spruce Creek down by The Villages with Spruce Creek Preserve on 41 or Spruce Creek North off of SW 103rd Ave Rd? Or am I missing something?
IMHO, 441 south of Belleview is well on its way to horrendous, and progressively worse the farther south you go. North of Ocala, you have what is quickly becoming a major transportation artery tying into the split at US 301. Not many subdivisions along 441 that I can recall that meet your wants.
Dax
LOL, Dax, it's taken me this long to sort out all the Spruce Creeks. All FOUR of them. Two off 441. One of them off 441 MIGHT work for me, as it has some block homes and you can cut over to Lake Weir. Yes, that's the one north of the Villages and east of 441. So far, between 441 and 200, toss up for me.
What the heck is it with these frame and siding homes? Don't get me wrong, I'm living in one right now and they're nice looking enough, fairly easy to maintain, but geez, the walls are thin. OTOH, that's what I may purchase in the end.
12-30-2017, 02:59 PM
Location: Florida
6,593 posts, read
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Reputation: 8102
Quote:
Originally Posted by
kmarc
And check the reserves, too.
Yes, and OTOW has none. Sill subsidized by builder, but you are correct to understand this and to be carefull if the community does not have a reserve. You can also ask about delinquent home owners, foreclosures etc. Good idea as a lot of communities could have financial problems.
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People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)