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Old 03-07-2019, 02:22 PM
 
Location: Duncan, Oklahoma
2,622 posts, read 1,272,173 times
Reputation: 2069

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Is social security your only source of income? I am asking because my mother is living in an independent living facility here in Duncan, Oklahoma, and it is for lower income senior citizens.

She has been widowed for almost seven years and has only her social security and her required minimum distribution she must take from her traditional IRA. She qualified for a very nice two bedroom apartment in the facility. All bills are paid, but she also pays for a garage space there for her car. The building is fairly new and she really likes living there. The management is good and there are some social events for the residents. (Even though my mom is a loner, she has attended a couple of the socials.)

I like her living there. She has access in her apartment to emergency help if needed. The place is clean and quiet and the people I have come into contact with there are friendly. If my husband and I could quality, we would try to get in there! I know that Duncan is probably not a place where you would want to live, but I presume there are other towns and cities in Oklahoma that have similar places for seniors. I would google the towns or cities that you are interested in moving to and look for facilities that meet your needs.

Good luck to you. I hope you find what you need.
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Old 03-07-2019, 02:48 PM
 
6 posts, read 2,531 times
Reputation: 18
I have SS and stock dividends and interest and then I am just trying spending down my savings. I want to die broke, LOL
I own my own house without a mortgage here in North Texas so I am looking to buy, not rent. I am just tired of $6,200 a year property taxes that goes up 8% a year, it's ridiculous! We have a bunch of 55+ communities in DFW. I wish a builder would go outside the DFW metroplex, which is Collin, Dallas, Denton, Rockwall and Tarrant counties. I know they do that so seniors will be close to the hospital system but there are nice towns 1 hr outside the DFW metro area. Oklahoma has a nice 55+ in Tulsa but it's pricey.



Thanks for your response. I am always looking around the internet for alternatives to living in North Texas.
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Old 03-07-2019, 03:36 PM
 
Location: Duncan, Oklahoma
2,622 posts, read 1,272,173 times
Reputation: 2069
I understand where you're coming from.

My husband and I have been retired for ten years coming this May. Our house has been mortgage free for almost twenty years and we've lived in it for twenty-five years. We completely remodeled and updated it inside and outside in 2013-2014. It is in perfect selling condition right now, but we can't move and leave my mom here (last of our four parents) and there is no way she could live with us. It just wouldn't work.

Wow! $6200 property taxes! We have a 2400 square foot house in the nicest housing addition in town and our property taxes last year were $1606, and I was complaining that they were a hundred dollars more than in 2017.

My husband and I are both 65--almost 66 years old. We are talking about downsizing our possessions even more than we did during the remodeling, but we are probably not going to buy another smaller house when we do leave this town. We are tired of yard work and being responsible for any repairs and stuff like that. We will probably sell this house one day, move to an assisted living place or an apartment, and let others be responsible for yard work and repairs. We are both in excellent health. However, we know things can change in an instant, but we do talk about the future and what we will need to do.

Oh! Also...a relative of ours lives in an extremely nice housing addition in Norman. Her house has been mortgage free since 2016. Her property taxes were $2500 for 2018. Her house is a bit smaller square footage wise than ours, but still.....lots less tax than $6200. When we were selling my mom's house in August of last year, the taxes were only $476 for a 1365 square foot house on about one acre of land. It was an older house that my parents built back in the 1960s. Just threw that in there to give you an idea of taxes here in Oklahoma.

Last edited by educator1953; 03-07-2019 at 04:54 PM.. Reason: Added another tax example.
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Old 03-07-2019, 03:42 PM
 
14,611 posts, read 397,370 times
Reputation: 22953
Several communities of smaller houses targeted for senior have been going up in Yukon, Mustang and parts of OKC.
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Old 03-07-2019, 05:03 PM
 
6 posts, read 2,531 times
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Are you by any chance talking about The Springs at Skyline Trails in Yukon? It is listing on 55places dot com although it doesn't have age resrictions. Beautiful homes by Landmark. I think I'll call them this weekend.
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Old 03-07-2019, 06:21 PM
 
14,611 posts, read 397,370 times
Reputation: 22953
I would not know. Saw several while being out and about but it is nothing I am interested in. There is one in Mustang on 152 and also an older one. Pick a realtor and let him/her do the leg work. I told the one we went with that I will sign a contract when I am signing the offer and it worked just fine.
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Old 03-08-2019, 09:09 AM
 
Location: OKIE-Ville
5,451 posts, read 7,972,603 times
Reputation: 3109
Quote:
Originally Posted by PhoebeMama View Post
Hello! I am new to this board. I too am considering a move to Oklahoma from Texas, I am currently north of Dallas in Denton County and the property taxes are killing me! I am retired so income taxes woulld be minimal and I understand Oklahoma doesn't tax social security benefits. I have been searching for a 55+ community in Oklahoma but they are few and far between. I am a young retiree, will be 64 in a few weeks but anyone know where retired people live? Thanks!

I'm not sure if you're wanting the resort style retirement community or not...something by the lake, etc.

If not, the Baptist Retirement Center is pretty competitive, I believe.

https://www.baptistvillage.org/locations/oklahoma-city/
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Old 05-28-2019, 05:30 AM
 
Location: The Great State of Texas, Finally!
5,369 posts, read 11,035,859 times
Reputation: 2470
What is the dividing line between east and west in Norman? Is it I-35? Are some neighborhoods east of I-35 and north of the OU considered good? I see ALOT of foreclosed properties in Norman (both east and west sides) on Zillow and other sites or properties that have been on the market A LONG time. They "look" fine, but I'm wondering if there is an underlying symptom to what seems like a stagnant housing market in what should be a vibrant one.

I'm finding it a bit difficult to narrow down homes under 200K that are not close to the OU madness or on the far east side. It seems like housing stock is either super low priced on the east side or pretty pricy west of I-35 and not much in between. Is this a correct assessment?

Last edited by cobolt; 05-28-2019 at 06:39 AM..
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Old 05-28-2019, 12:43 PM
 
Location: Oklahoma
8,285 posts, read 6,893,594 times
Reputation: 7396
Quote:
Originally Posted by cobolt View Post
What is the dividing line between east and west in Norman? Is it I-35?

For Some people it is. For others it is basically OU campus, campus corner and downtown.

Are some neighborhoods east of I-35 and north of the OU considered good?

Yes, but they are older. Mostly 60's and 70's. Others are south and west of OU. Same thing.


I see ALOT of foreclosed properties in Norman (both east and west sides) on Zillow and other sites or properties that have been on the market A LONG time. They "look" fine, but I'm wondering if there is an underlying symptom to what seems like a stagnant housing market in what should be a vibrant one.

This could vary from house to house and neighborhood to neighborhood.

I'm finding it a bit difficult to narrow down homes under 200K that are not close to the OU madness or on the far east side. It seems like housing stock is either super low priced on the east side or pretty pricy west of I-35 and not much in between. Is this a correct assessment?

You get more bang for your buck on the east side. There are plenty of nice, safe neighborhoods over there that are in your price range. I found some properties that are east of 24th (east) and north of Alameda that are a fairly new and not pricey. Also, Sutton Wilderness which is an addition just north of Robinson off of Porter. There is an addition (can't remember the name but it is all bird names) that is south of HWY 9 and just east of Classen/US 77.

I sent you a DM.

But I thought I would answer this on the board to get other input on my comments.

There are also some neighborhoods in the town of Noble just south of Norman that are a bargain. I lived in one on Haley Circle for a while that would fit your price range. Noble is convenient to Norman but not quite so much to OKC being further south.
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Old 05-29-2019, 05:34 AM
 
Location: The Great State of Texas, Finally!
5,369 posts, read 11,035,859 times
Reputation: 2470
So, if there are good areas east of 35 in Norman, which neighborhoods are they? Can I get street boundaries? It's just not feasible to only look at homes on the west side of 35. Unless everything east of 35 is the daily gun-and-knife-show, there must be some nice areas people live and buy. Anyone?
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