Does credit matter if money doesn't?

[certsevtxert]

800 is decent credit.

However, you should live by this [MOSTLY UNHEARD OF PRINCIPLE IN AMERICA]: Never spend money you don't have. If you live by that principle, you will avoid a world of stress and worry and you'll never have to worry about losing everything because you'll never owe anything.

[cityx]

800 is EXCELLENT credit, what are you talking about?? LOL

[Hypersion]

Have you actually pulled your credit score/report to see how good/bad it is. Have you tried calling some of the companies and asking them what specification they use to quality for renting the apartment.

[HarryKerryJr]

Even with bad credit, one can still get a credit card--with a $500 or $1,000 limit, that is. Credit Score is all about better terms, interest, and higher limits on unsecured credit cards. If one is planning to purchase a home or car, then best they really achieve highest score possible. Of course, achieving highest score possible is always a good thing to do.

[LCSDays]

Credit always matters. Especially in recent years with potential employers using it as an excuse NOT to hire someone. Even if you have little or no debt, credit is HUGE.

[cityx]

Fortunately, many states are passing laws that will not allow most employers to check your credit as part of their hiring process. I believe California is one of them.