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Old 12-24-2014, 09:31 PM
 
8 posts, read 16,914 times
Reputation: 14

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Hi all, my family and I are planning on moving most likely to the Eugene area in mid-April. I receive SSI so we will have enough income to pay rent and utilities for a cheap apartment until my husband finds a job. We'll be going out there with some savings as well.

My question is, how do I talk a Landlord into renting to us if we're coming from out of state? I thought maybe I could get a month to month lease thinking they probably wouldn't have income requirements. I called a listing on craigslist and asked for income requirements on a month to month lease and they wanted 3x the rent. So what are your suggestions for me? Do I offer to pay a certain amount of months' rent up front? Can management usually be talked into renting to people who don't meet the income requirements? We could try to have someone cosign for us but everyone we know lives out of Oregon.

How did you get into a rental when first moving to Oregon if you didn't have a job? There HAS to be some way we can move under these circumstances. Any tips are appreciated!
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Old 12-24-2014, 09:41 PM
 
Location: North Idaho
26,463 posts, read 35,240,249 times
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If you don't have a job, you should still be able to find a rental if you have proof of income. SSI is income. Honestly, landlords do not care whether or not you have a job. What they care about is whether or not you have the income to pay the rent. The landlord will want to see proof that you are receiving SSI, how long you will be receiving it, and how much you are getting every month.

Month to month landlords are still going to want to know that you have the money to pay the rent.

Most landlords are going to want to see income that is three times the rent. So take the amount of your SSI payment, divide it by three and that will tell you how much rent you can qualify for.
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Old 12-24-2014, 10:16 PM
 
8 posts, read 16,914 times
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I only receive 800 a month, there's no way I'll find something for even half of that. I know we'll be able to make it work with our savings and SSI, I would be able to pay $550 for rent and pay for utilities with my money. That's why I'm wondering how other people who just moved with savings were able to secure something before moving.
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Old 12-26-2014, 03:55 PM
 
Location: Myrtle Creek, Oregon
15,296 posts, read 14,842,602 times
Reputation: 25047
Wait until summer, buy a cheap travel trailer or RV and camp in forest service or BLM campgrounds until your husband finds a job.
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Old 12-26-2014, 10:23 PM
 
22,440 posts, read 29,912,758 times
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The rental market isn't all that tight in Eugene. Look for a private landlord. I rented in Eugene when I first moved back to the area and had no problem at all.
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Old 12-28-2014, 06:09 PM
 
30 posts, read 38,150 times
Reputation: 24
Coming from out of state, I rented a room on month-to-month then found my own apartment after four months of living there. Lots of rooms to rent out there. I did find the room through Craigslist and I was lucky to have a great landlord.

I eventually met the income requirement for my apartment by becoming a grad student and it worked out for a college-friendly leasing office. I love my classes and my place.
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Old 12-28-2014, 06:45 PM
 
30 posts, read 38,150 times
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A little more info:

The room rental was $400 with $400 deposit with all utilities and WIFI included, but the landlord worked with me on the $400 deposit ($100 monthly). I got all of it back when I moved out without any hassle.

What convinced my landlord to pick me as her tenant was that I was pretty honest, had ambitions, and was a very neat person. I don't smoke or drink. I was articulate in my correspondence with her and she checked my Facebook out. She saw that I was not a dramatic person constantly posting FB statuses and my FB was over 6 years old. She saw all the photos and the cool stuff I had. Everything matched up with what I told her. She liked what she saw and I saw her page as well. I think that's what convinced both of us to trust each other having never met in person and being from out of state. I was so worried about her turning to be an axe murderer but she was a wonderful lady with a big heart. When I moved out, I bought her a bottle of wine and made her a strawberry shortcake to thank her for taking me in.

Don't rent from a landlord you have weird feelings about. Just pick the ones who are kind-hearted and easy to talk with ut don't take advantage of them. A couple had a room for rental, but the more I talked with them the more weird I felt about them (they said landlord sucked, yard was wrecked, lease was ending in a couple months, they just took in a sofa surfer, etc).. so I told them to forget it. Of course they were butthurt, but you gotta do what is best for yourself and your family. Safety first!!

Also, you can find private rooms to rent in Barger area that are close to Win-Co supermarket and Walmart --but avoid the more west of Eugene (industrial, more seedy, etc). Students are always looking for sublet/housemates so they might not mind a family for a month or two just to help out with rent during the holidays.
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Old 12-29-2014, 01:38 PM
 
4,060 posts, read 4,891,028 times
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Oregongirl's advice is sound.

Eugene's rental market has a bit more room to breathe than others in the state (Portland/metro or Salem), so it strikes me as doable but I still think you'll have to put in some legwork talking to a lot of prospective landlords until you find the right one.

As for assets in place of income, most landlords will look at that as a potential source of future rental payments (and an offer of up-front x months payments might help your case), but it will matter how deep that asset pool is. If you're talking 2,000, that's maybe 2-4 months of living expenses + rent, so you're asking the landlord to take on more risk than if you're bringing 10,000 in assets to the table.
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Old 06-28-2015, 04:55 PM
 
30 posts, read 38,150 times
Reputation: 24
I wonder if you and your family were able to find a suitable rental in Eugene?
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