Orlando poverty nears 20 percent (Spring Hill: sale, foreclosure, rental)

[annerk]

Originally Posted by Spring Hillian

If you show proof of insurance within the time allowed who pays the tow truck and the impound lot?

You do. By law you need to have the card in the vehicle.

[Spring Hillian]

Originally Posted by annerk

You do. By law you need to have the card in the vehicle.

By law you have to have it in FL. However, if you dont have it for some reason, you get a summons.
If you can prove that insurance was in effect on the date of the infraction, you pay a small fine.

If you cant provide that proof within the allotted time, you loose registration and license.

Here you get the benefit of the doubt instead of getting hit with the cost of the tow, the storage and the hassle of loosing your vehicle just because you didnt have a card in your car.

[annerk]

Originally Posted by Spring Hillian

By law you have to have it in FL. However, if you dont have it for some reason, you get a summons.
If you can prove that insurance was in effect on the date of the infraction, you pay a small fine.

If you cant provide that proof within the allotted time, you loose registration and license.

Here you get the benefit of the doubt instead of getting hit with the cost of the tow, the storage and the hassle of loosing your vehicle just because you didnt have a card in your car.

The problem is that it allows the uninsured to drive off and potentially get into an accident. The card is to be in the car. If it's not, then you pay the price and won't make that mistake again.

[perry335654]

Originally Posted by tinytrump

Fl is and always has been a transient state, used to shut down for 5 months out of the year in the past- and tourism will never change from being the # 1 income producer. We are surrounded by water and when you think vacation- you think Florida- retirement -Florida We sell " sunshine" and enjoyment to the world. They keep trying to bring corporations here but we are a free to work state, with few unions. Also the jobs are all going over seas, the Caribbean and Central South America are close and have plenty cheap labor. Globalization and internet will prevent that growth, so build more stadiums and Ferris wheels -and them parks, and keep sand in that beach...that is our reality.

I believe you meant to say "Right to Work State", as Florida is definitely that

[Spring Hillian]

Originally Posted by annerk

The problem is that it allows the uninsured to drive off and potentially get into an accident. The card is to be in the car. If it's not, then you pay the price and won't make that mistake again.

So you get a card effective Jan 1. The card is valid for a year.

You cancel the insurance in March.

In June you get pulled over for a tail light being out. You hand over your card.

Seems easy to get around unless the insurance company notified DMV and the computer says you have no insurance and then you are busted for providing false info.

[annerk]

The insurance companies seem more inclined to notify DMV about cancelled insurance than insurance that is in effect.

By the way, in NJ and NY, cards are only valid for six months and if you've ever been dropped for non-payment they require the whole term upfront. Definitely cuts down on scammers.

[boy3365]

Originally Posted by lynxville

We spend more money per student in public schools than every county but one. Look at our test scores. Government should get out of the education business.

Do those education spending comparisons take into account that teacher health insurance, retirement, and other services administered through the schools (like speech therapy) aren't included in the education budgets of those other countries?

[boy3365]

Originally Posted by jambo101

Rather a judgmental opinion, to lump an entire demographic into this category .I see many low income people as well but dont automatically assume they are the social parasites you are implying
How do you know they all do drugs?, cell phones can be had for $15 a month, cars are cheap, and flat screen tvs can be had new for a few hundred bucks.

You are right. Making the "you shouldn't have a smartphone" argument in 2007 was valid. Today, it isn't. Phones are cheaper than they've ever been. Plans are cheaper than they've ever been. You can get the previous generation iPhone for free, and you can even by the iPhone 6 and turn a profit if you wait for a gift card deal and trade in your phone.

Have people not been to the electronics department at Walmart, Target, or visited a Best Buy lately? The ONLY TVs available are big screens. They are now the norm.

[tinytrump]

Bank of America moves past worst legal costs, posts loss | Reuters

Since 2010, the second-largest U.S. bank has agreed to pay at least $70 billion to resolve disputes linked to home loans, mortgage bonds and other problems stemming from before and during the crisis. In the most recent settlement, the bank paid $16.65 billion to resolve Department of Justice charges that it misled investors in its mortgage bonds.

yep -the decline in our economy are these poor folks doings hm hm -- some who lost money in the investment world-want punish them all- no phones -no tv -no happiness, no anything it is all your over reaching that made this mess.

pay the piper Mr Banker.. you played that tune.

[boy3365]

Originally Posted by tinytrump

Bank of America moves past worst legal costs, posts loss | Reuters

Since 2010, the second-largest U.S. bank has agreed to pay at least $70 billion to resolve disputes linked to home loans, mortgage bonds and other problems stemming from before and during the crisis. In the most recent settlement, the bank paid $16.65 billion to resolve Department of Justice charges that it misled investors in its mortgage bonds.

yep -the decline in our economy are these poor folks doings hm hm -- some who lost money in the investment world-want punish them all- no phones -no tv -no happiness, no anything it is all your over reaching that made this mess.

pay the piper Mr Banker.. you played that tune.

When I graduated college prior to 2008, I was told many times that I needed to buy buy buy. I am glad I didn't listen. The only thing I could have afforded was possibly a glorified apartment, I mean condo conversion. I'm talking $120-140,000 for a one bedroom, and that was way out of range for me at the time. Those things are worth $40,000 today.