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Old 03-23-2007, 03:15 PM
 
3 posts, read 7,792 times
Reputation: 10

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Anyone able to help out with a range on what the 07 home owners ins is costing now?? We looked and found a lovely home in Davenport for the two of us and our twin daughters and would like to know what to expect more or less when people start returning our calls.

Thank you!
Jelenity~
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Old 03-23-2007, 03:37 PM
 
Location: Central Florida
442 posts, read 2,760,492 times
Reputation: 215
is it a brand new one ? in a new neigborhood?...how many sqfeet....
Insurance is up in the air right now...be cautious and shop around
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Old 03-23-2007, 03:42 PM
 
3 posts, read 7,792 times
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10 yrs old, looks to be in wonderful condition, neighborhood has been around fro about 1 yrs or so ... we are having it inspected on Monday. 1819sq ft. single story, slab, block, and shingle. I have been looking but it seems like in 2 days I only have 1 estimate... I wonder if the wait is starting to get it me.

Jelenity~
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Old 03-24-2007, 02:48 PM
 
Location: Central Florida
1,594 posts, read 4,966,642 times
Reputation: 1170
You might also want to try Southern Fidelity. They are writing pretty low

Last edited by cmj_fla; 10-15-2008 at 10:24 AM..
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Old 03-27-2007, 04:25 PM
 
3 posts, read 7,792 times
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4 bd 2 bath
$249,000 is what we are paying for the house.

Thank you!
Jelenity~
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Old 03-30-2007, 08:47 AM
 
Location: The best country in the world: the USA
1,497 posts, read 4,538,322 times
Reputation: 728
Lightbulb Here is an idea.

Quote:
Originally Posted by Jelenity View Post
10 yrs old, looks to be in wonderful condition, neighborhood has been around fro about 1 yrs or so ... we are having it inspected on Monday. 1819sq ft. single story, slab, block, and shingle. I have been looking but it seems like in 2 days I only have 1 estimate... I wonder if the wait is starting to get it me.

Jelenity~
It SOUNDS good, but have you had a home inspection done? If the house is 10 years old, it should meet post-Hurricane Andrew specs and it should be slightly less expensive to insure.

Make sure the inspector has insurance AND that you get proof of isnurance from him (in writing), so that if he screws up and you get a moldy house, then you can sue.

Also, make sure he is certified in MOLD inspections, as FL is the mold capital of the USA. If he is not, then get an inspector who IS mold -inspection certified.

The price doesn't seem to bad for the square footage, but it might NOT appraise (I am talking the appraisal review, not the appraisal you pay for intitially). The recent foreclosures have lowered values in the market and banks are no longer doping 100% financing for over-inflated home prices in FL, CA, etc.
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Old 03-30-2007, 08:54 AM
 
Location: Lakeland, FL
523 posts, read 2,676,052 times
Reputation: 185
That seems to high for me. You can get new home for 150,000 in lakeland why buy used. These builders are easier to get mortgage with too. There are several 4 in our new sub for sale by builder for 220 with upgrades for 1800 sq ft. 2500 just sold for 240 brand new 2 story with up grades. Buy new not used.
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Old 03-30-2007, 10:11 AM
 
Location: The best country in the world: the USA
1,497 posts, read 4,538,322 times
Reputation: 728
Quote:
Originally Posted by Floridasunshine View Post
That seems to high for me. You can get new home for 150,000 in lakeland why buy used. These builders are easier to get mortgage with too. There are several 4 in our new sub for sale by builder for 220 with upgrades for 1800 sq ft. 2500 just sold for 240 brand new 2 story with up grades. Buy new not used.
I can see your point, BUT this person probably wants/needs to commute to Orlando and not to Tampa. Lakeland is closer to Tampa.

Check who the new homs builder is, before buying. Some of these 'never heard of' builders are using sub-standard materials and workers and the homes (even new ones) have mold and foundation problems.
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