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I have a neighbor who owes me $10.00 & today she asked if she could borrow more. I said "no" & she walked off mumbling to herself. I would rather lose 10 bucks then 40 or 50, etc & i will never loan this lady anymore money. She earns 3xs more then me & poorly manages money. I feel very uncomfortabe with people owing me money. Lesson learned.
So....does anyone owe you people money & did they not pay you or pay you months or years later ?
As kids we were taught to never lend what you don't want to lose. There is always a possibility that you won't get it back. So when I lend someone something, whether it is money or something else, I always tell them to keep it. Then there are no hurt feelings, or anger or frustration.
But I am also careful of who I give to, because there are many who would only seek to take advantage. My Granny had a particular saying that has stood me well, "Don't feed your goodies to the pigs". Which basically means that some folks would not respect you or the object being given, and would not care about the value you placed in it.
I don't lend people money, I won't sell something and let the person make payments, I won't let someone put a deposit on something I'm selling; it just causes too much of a headache.
This lady is avoiding me big time & just a few days ago i did some work free for her. I cut my hand up & i am still feeling the pain. Some people are just inconsiderate & users.
Once yrs ago i was selling a car & a friend asked if he could make payments. I said no & he got all upset. He kept bugging me but luckily i sold it a few days later for cash. I havent seen him in years & lets keep it that way.
Similar situation here, though the friend did pay it off there were many "I don't have the money this month" excuses. Not doing that again.
Loaned $$$ twice to good friends. Last I saw of one of them, and the other completely forgot about it. Suppose I could bring it up, but not worth it to me. I offered the money and she accepted. My bad.
I have loaned dear ones substantial sums of money on two occasions, and both worked very hard to pay me back before I expected them to. In both cases, I loaned the money believing there was a possibility I would never see it again because they may not be able to pay. And I was okay with that. One should never loan money that they cannot afford to lose. Fortunately, the two I loaned money to have enough class to pay their debts. In fact, the first one paid interest which I did not ask for.
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The "currency" I'm forever loaning out, and never to see again is books! I loaned out my entire collection of Anne Rule True Crime books to a nurse at work. She quit, left the state, good-bye books!
If I loan any money out to people I do it thinking: I'll probably never see this money again, can I afford to do this? And if it does come back, it takes me a long, long awhile to recuperate from the shock!
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