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Old 04-14-2012, 08:55 AM
 
Location: Chapel Hill, N.C.
36,499 posts, read 54,071,612 times
Reputation: 47919

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DD gets phase 1 braces off next week and they are offering me retainer insurance.

"Wire retainers cost $295 EACH. Replacement fees with policy are $60 EACH . Annual premium is $145"

She is 10, very responsible with her belongings, never lost a coat or hat, etc. We get 2 boxes for the retainers and I'm thinking if she is trained to put her retainers in the box and put it in her cubby BEFORE lunch we won't have the retainers-on-the-tray accident I hear about.

What did you do?
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Old 04-14-2012, 09:34 AM
 
13,981 posts, read 25,948,820 times
Reputation: 39920
Doesn't sound like much of a deal to me. You would only save $50.00 if it needed replacing. Since you say your DD is responsible, I wouldn't do it, heck, I might not even bother if you said she was careless.
The price difference just isn't that great.
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Old 04-14-2012, 10:22 AM
 
4,471 posts, read 9,834,212 times
Reputation: 4354
I was a very irresponsible 6th grader when I got a retainer and I NEVER lost it. In fact, I still wear the exact same one to this day. I think it's kind of a waste.

Last edited by LadyR1990; 04-14-2012 at 10:33 AM..
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Old 04-14-2012, 10:34 AM
 
Location: Chapel Hill, N.C.
36,499 posts, read 54,071,612 times
Reputation: 47919
thanks- we never buy extended warranties or anything like that either as I feel they are a rip off. I think we will just attach her name, classroom and phone number to the retainer box and make sure she takes it off in her class room before lunch.
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Old 04-14-2012, 10:35 AM
 
4,471 posts, read 9,834,212 times
Reputation: 4354
Quote:
Originally Posted by no kudzu View Post
thanks- we never buy extended warranties or anything like that either as I feel they are a rip off. I think we will just attach her name, classroom and phone number to the retainer box and make sure she takes it off in her class room before lunch.
I a not sure why type of retainer she is getting. But i have the "old fashioned" metal and plastic one for the top and it actually has my phone number and name on a label made into the retainer it's self. This kind you can actually eat with it on.

My bottom one is the clear kind that goes over your teeth, that done doesn't.
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Old 04-14-2012, 01:34 PM
 
Location: Brentwood, Tennessee
49,932 posts, read 59,927,052 times
Reputation: 98359
Now I have truly heard it all.

With people these days taking better care of their teeth, dentists and orthodontists have definitely figured out creative ways to get $$ from us. Capitalizing on our anxieties seems to be the predominant method.

If your daughter is responsible, she should do fine with her retainer. Follow your instincts, as with the extended warranties.
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Old 04-15-2012, 09:51 AM
 
Location: 500 miles from home
33,942 posts, read 22,520,724 times
Reputation: 25816
No, I didn't. I did end up having to replace them once - but that was it.
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Old 04-15-2012, 10:21 AM
 
Location: North America
14,204 posts, read 12,278,343 times
Reputation: 5565
I thought you said "did you buy recliner insurance" lol. And i was wondering if recliners were prone to falling apart.
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Old 04-15-2012, 11:28 AM
 
18,836 posts, read 37,357,132 times
Reputation: 26469
No...my kids never lost theirs. And we are talking four kids, two with ADD! Sometimes they surprise you with being responsible. Amazing.

And if she loses it one time, you will give her so much grief, I can bet she won't lose it again.
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Old 04-16-2012, 11:02 AM
 
Location: Grosse Ile Michigan
30,708 posts, read 79,793,239 times
Reputation: 39453
Epoxy 5 or a roll of duct tape each cost about $5. Take your pick.
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