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If you can not afford a child then you can not afford a husband or a wife. You may as well rent a cheap room with plastic curtains and give up on life.
How so? 2 people working and earning money is 2 people working and earning money whether they're married or not.
People can say what they will, but people are still having kids and finding their way, with a median household income of $50k, even in expensive areas such as NYC and LA. Otherwise the only people having children would make six figures, have saved X dollars for college expenses, etc., and that clearly isn't the case, since the average American family isn't that successful; yet they still have kids, and aren't all on welfare.
Location: Huntersville/Charlotte, NC and Washington, DC
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Quote:
Originally Posted by LexWest
It's amazing how children are being viewed as an expense on a balance sheet. They're human.
The people I know who have kids make the sacrifices when necessary, might struggle at times, and flourish at others, and make out just fine. And plenty of their kids go to college regardless of whether mom or dad helped pay for it, and are either entering, currently in, or have finished grad school and have promising careers.
There certainly are that have made it and continue to make it through college, even without their parents support.
If one wants to be able pay for their child's tuition, that's fine, but not everyone has that standard or needs to follow it.
Why is it bothering you? Ain't you the one saying its ok if you ain't got kids?
I think it is a GREAT thing that people are taking a look at total costs of raising kids before they commit to it. Some will decide to wait until they are more economically and/or emotionally viable to raise kids, some like me will just say it why bother? I think there is nothing wrong with comparing utility against cost. It is a good business and life skill.
Well OP, I think it's pretty acceptable these days to just say you don't want children without having to tack on an excuse. I don't know why anyone would make an excuse up unless they were being pressured somehow. I didn't want any when I got out of school and I made no bones about it. I spent several years doing stuff I wanted to do. Then, I spent several years saving up for them.
How so? 2 people working and earning money is 2 people working and earning money whether they're married or not.
Was just pulling your leg. Two people pooling their resources is a good thing. Everyone can afford to have children. It's not about being ready money wise - It is about being ready to commit...to gamble to take a chance- to have faith that all will be well...having kids has always been a leap of faith.
And plenty of their kids go to college regardless of whether mom or dad helped pay for it, and are either entering, currently in, or have finished grad school and have promising careers.
I suppose that's true and it's a choice for parents. We personally couldn't fathom burdening our son with the kind of debt he'd be left with. Whether or not we would chose to pay for it would still effect him. If we decided not to, since he's not eligible for grants etc. because of our income, he'd be getting all those loans on his own. A parents income is still the deciding factor whether or not they chose to pay or not. Many parents think that if they just decide not to pay, their kids can then apply for all those loans - that they are considered independent. Guess what. That is NOT the case.
To each his own. Interesting to see people's take on the matter and what some call necessity and others don't.
Why is it bothering you? Ain't you the one saying its ok if you ain't got kids?
I think it is a GREAT thing that people are taking a look at total costs of raising kids before they commit to it. Some will decide to wait until they are more economically and/or emotionally viable to raise kids, some like me will just say it why bother? I think there is nothing wrong with comparing utility against cost. It is a good business and life skill.
Humans simply aren't utilities you can put a price on, like a car. Balance sheets are for things you can quantify the price of.
I suppose that's true and it's a choice for parents. We personally couldn't fathom burdening our son with the kind of debt he'd be left with. Whether or not we would chose to pay for it would still effect him. If we decided not to, since he's not eligible for grants etc. because of our income, he'd be getting all those loans on his own. A parents income is still the deciding factor whether or not they chose to pay or not. Many parents think that if they just decide not to pay, their kids can then apply for all those loans - that they are considered independent. Guess what. That is NOT the case.
To each his own. Interesting to see people's take on the matter and what some call necessity and others don't.
But there are kids who find ways around this by going to cheaper schools, and save up, or work for an employer who will pay toward their tuition. The issue isn't always so black and white as parents pay or loan debt.
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it why bother? I think there is nothing wrong with comparing utility against cost. It is a good business and life skill.
