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I am 30 years old and my husband is 42. Deciding on whether to have kids or not due to him not being able to retire ...like ever lol if we have kids. Anyone out there that wanted to have kids but decided not too because of money issues? I hear a lot from people who never wanted kids, but tell me what your life is like without kids when you originally wanted them?
If the desire for kids is there, money issues should not be a deterrent-unless there is one income and serious hardships we don't know about. Thousands of folks start viable families and do what is needed to ensure their growth and health. It's kinda funny that you would just not have one. All kinds of people have families and live responsibly.
I think it is selfish to have children if you are not in a financial position to give them everything they need or if you don't have enough time for them.
I am 30 years old and my husband is 42. Deciding on whether to have kids or not due to him not being able to retire ...like ever lol if we have kids. Anyone out there that wanted to have kids but decided not too because of money issues? I hear a lot from people who never wanted kids, but tell me what your life is like without kids when you originally wanted them?
Forget money, its changes your lifestyle completely
I don't want kids because the life style changes will drive me nuts
42 is starting to get up there a bit and kids are a lot of work and a lot of expense. This has been pretty much discussed to death here.
If you were both 30-ish it would be more ideal. I'm 47 and I can feel the difference in my energy level comparing to when I was 30's.
When your husband is 47 he'll have a 5 yr old to run around after. I wouldn't particularly want to deal with that right now. I think it can work, but yeah, your husband will have to work til he's in the ground, at least if you plan on trying to pay for college, that's a huge cost and at 60 a man should be thinking about retiring not funding a college education.
I am 30 years old and my husband is 42. Deciding on whether to have kids or not due to him not being able to retire ...like ever lol if we have kids. Anyone out there that wanted to have kids but decided not too because of money issues? I hear a lot from people who never wanted kids, but tell me what your life is like without kids when you originally wanted them?
500K to 1M to properly raise up and school a kid through college.
Any questions?
In other words, for people besides 1%ers, the decision to have kids is a decision to do one of the following:
1) Try to do it on the cheap - corners get cut, and voila - multi-generational debt or other ways kids are not equipped for the modern, internationalized world, where they are competing with the cream of the crop in China, India, etc.
2) You die with massive debt and possibly after a terrible bout of elder poverty.
I never wanted kids, so I made sure to marry someone who had grown kids or didn't want the responsibility either. But if I had wanted them, I would have done whatever it required to give them the best life. That includes a double income in today's world.
Is there ever a right time to have kids? They will suck all the energy, time and money you have. Having children is the most illogical decision to ever make.
That being said, I am happy that I did and wouldn't change it for anything. Our kids are 5 and 7 right now and when things get tough my wife and I daydream about what it would have been like to remain childless in our Manhattan apartment.
More travel, more shopping, more gym time, more friend time, more personal everything... I still choose the illogical.
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