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Paying for another adult's college tuition may be a CHOICE I make, but it's not a requirement. Anytime I'm supporting another adult, there are stipulations to that choice and one of those stipulations is "My money, my rules." If I give that person a choice, it will still be a choice between MY choices, if that makes sense.
In other words, "I'll pay for your college IF (fill in the blanks with things such as "IF you're also working part time" or "IF you maintain a certain GPA" or "IF you don't get arrested, don't get hooked on heroin, etc" or "IF you realize I'm only going to pay your tuition for four years max" or "IF you go to either College A or College B").
I think you misread--I said that private schools are often less expensive than state schools, in-state schools even. I posted 2 examples already and posted a link to every Net Price Calculator so you can check the math yourself. The OP is ASSUMING instate is free, but where exactly is that state where people can go to a 4 year instate school for free? I never said private schools were free, just that they often work out to be less than state schools, in-state schools even, and almost always for out of state state schools. There are plenty of good, top 100 private colleges that give substantial merit aid that brings the net cost at or below state schools....
You are still missing the point, let's assume the fictional student WAS admitted to Harvard but yes, if you don't get in, it doesn't matter, but we are not discussing actual admission chances, we are discussing the net price of a school.
The bolded is where your problem lies.
"Sometimes" or "occasionally" would be more accurate.
[quote=Qwerty;46595671]I think you misread--I said that private schools are often less expensive than state schools, in-state schools even. I posted 2 examples already and posted a link to every Net Price Calculator so you can check the math yourself. The OP is ASSUMING instate is free, but where exactly is that state where people can go to a 4 year instate school for free? I never said private schools were free, just that they often work out to be less than state schools, in-state schools even, and almost always for out of state state schools. There are plenty of good, top 100 private colleges that give substantial merit aid that brings the net cost at or below state schools....
@ Qwerty, the point is NPCs are not accurate in several common situations especially the one the OP finds himself in (non custodial). And in my state a decent student can pretty much go to 4 yr flagship or 4 yr competitive religious private school tuition free with a cobble of scholarships and regents or religious subjugation LOL. Great students can certainly get free tuition (say over 34 ACT decent gpa). The OP's kid has a COA to her of 28K. There are not many schools where instate tuition is in that ballpark. Some of them are almost tippy top publics, I for example would love be full pay parent instate at many more $$ in state schools (like some UCs, UT austin, A&M, , georgia tech). Maybe OP's kid lives in NEvada, NM, or Idaho.
"Sometimes" or "occasionally" would be more accurate.
Nope, often is the proper word.
Quote:
Originally Posted by Coffeequeen
@ Qwerty, the point is NPCs are not accurate in several common situations especially the one the OP finds himself in (non custodial). And in my state a decent student can pretty much go to 4 yr flagship or 4 yr competitive religious private school tuition free with a cobble of scholarships and regents or religious subjugation LOL. Great students can certainly get free tuition (say over 34 ACT decent gpa). The OP's kid has a COA to her of 28K. There are not many schools where instate tuition is in that ballpark. Some of them are almost tippy top publics, I for example would love be full pay parent instate at many more $$ in state schools (like some UCs, UT austin, A&M, , georgia tech). Maybe OP's kid lives in NEvada, NM, or Idaho.
Most state schools are very much in the 28K COA. You also have to compare apples to apples when you are comparing the 28K COA--which includes more than just tuition. You can't say that the 28K cost of attendance compares to just tuition at a state school.
University of Utah, in-state, family of 4 making 80K--with Utah being one of the least expensive state schools in the country.
Estimated Cost of Attendance
helpon Estimated Cost of Attendance
Estimated Total Cost of Attendance $ 22528$
CategoryCost
Tuition & Fees
helpon Tuition & Fees
$ 7382$
Room & Board
helpon Room & Board>
$ 10566$
Books & Supplies
helpon Books & Supplies
$ 1006$
Transportation
helpon Transportation
$ 1126$
Personal Expenses
helpon Personal Expenses
$ 2448$ Estimated Grant/Gift Aid
helpon Estimated Grant/Gift Aid
Estimated Total Grant/Gift Aid $ 800$
CategoryCost
State/Institutional Grant $ 800$
ESTIMATED NET PRICE
helpon ESTIMATED NET PRICE
$ 21728$
@ Qwerty, OP clearly states kid would be a commuter at her all but free local. Again, you can add in numbers to make your point but most kids don't' get to go OOS and live in dorms. Living in a dorm with a meal plan is easily 12K where I live, I can pay for my kids car and he can commute from home, or he can use free surface rail (not feasible to us, but sure, fun for others). A meal plan is often about $10 a meal in a dorm, this is not the thing of standard families. Most kids don't get to stomp their feet and scream for Harvard. OP's kid is not at Harvard LOL. At the U many kids with an act of over 30 will get regents and 5K a yr scholarship, that makes tution all but free. Hardly any kids live in dorms, they are overpriced compared to house or flat shares. Most kids will live at home.
The point is, for those looking at colleges, don't look at the price tag, do the net price calculators and see what your real cost will be and most private schools, because they have large endowments, are often less than going to your state schools. The poster questioned my statement, here are the numbers to back it up. If someone gets into Harvard, great, it's one of the least expensive schools around....net price, and you graduate debt free.
How can you say they graduate debt free when the aid breakdown YOU show has loans in it?
front page of their website "100% of our students graduate debt free"....
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