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Only if you plan on paying the balance in full every month.
Yes whatever outing I have and whatever the amount is I would pay off the amount in full. For example a first date would not be over $45.00 or a outing with the family wouldn't be more than $30 to $40.
I think it is fine to use it for the purpose that you intend as long as you keep a budget in mind and pay it off each month. I actually know of people who pay the same amount each month regardless of if they charge just so they have a credit on their account. That way, if money was tight due to some unforeseen expense, they weren't having to carry over a balance.
I personally hated having American Express so I closed that card pretty fast. It isn't as widely accepted (due to their high merchant fees) so I opened a Chase Rewards Visa card instead and use that for all expenses.
I think it is fine to use it for the purpose that you intend as long as you keep a budget in mind and pay it off each month. I actually know of people who pay the same amount each month regardless of if they charge just so they have a credit on their account. That way, if money was tight due to some unforeseen expense, they weren't having to carry over a balance.
I personally hated having American Express so I closed that card pretty fast. It isn't as widely accepted (due to their high merchant fees) so I opened a Chase Rewards Visa card instead and use that for all expenses.
american express is accepted eveywhere i look in philly.
I used to have an Amex but I found just as many benefits with cards that offer no fee. Congrats on paying off your CCs. Now all you need to do is pay your balance in full each month and you'll realize how much you are saving by not paying interest.
Had a friend who said he wouldn't charge anything he couldn't pay off at the end of the month.
I used to have an Amex but I found just as many benefits with cards that offer no fee. Congrats on paying off your CCs. Now all you need to do is pay your balance in full each month and you'll realize how much you are saving by not paying interest.
Had a friend who said he wouldn't charge anything he couldn't pay off at the end of the month.
That's why I decided to make it a entertainment card only.
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