Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Ok, I thought all history pulled from anyone other than the person goes against you.
Not sure what you are asking w/the last comment? Credit card companies consistently run your credit to make sure you haven't taken out a ton of other cards and run up debt, etc.
Not sure what you are asking w/the last comment? Credit card companies consistently run your credit to make sure you haven't taken out a ton of other cards and run up debt, etc.
I posted in English. I thought when you pull your credit report it gets reported on your credit report and there for looks bad. I did not know credit card companies run your credit after you get a card from them. Still confused?
Ok, I thought all history pulled from anyone other than the person goes against you.
There are two types of inquiries. Hard and soft.
Hard is when you apply for credit and soft is when the card issuer or any creditor you have pulls your credit to see if you have charged up a bunch of other things putting them at risk for getting paid.
I posted in English. I thought when you pull your credit report it gets reported on your credit report and there for looks bad. I did not know credit card companies run your credit after you get a card from them. Still confused?
You give them permission when you signed your card.
They have to keep an eye on you as many people continue to get credit cards and pile up debt they cannot pay.
Recently many larger companies have pulled credit reports and lowered credit limits and raised rates on people who went out and got more credit cards.
They are lending you money therefore they have the right to keep an eye on what you are doing credit/debt wise to assure you are not a risk to them.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
