clearing u debt..question..is it beter to settle a debt or pay it off in full...please read further (credit report, settlement)
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i have a debt question......want to clear up debt and have been offered a settlement.......if i settle it will read on my credit report 'SETTLED IN FULL" as opposed to "PAID IN FULL"......which reflects more positively on my credit report for the future.....thanks
A settlement will have a negative effect on your credit report. Plus continuing to make the monthly payments on time will keep your record more current