SEATTLE — Like many consumers, Wendy Temple's first step shopping for a mortgage was to go online to get a sense of where she stood as a prospective borrower.
Temple, an accountant, surfed to TrueCredit.com, a popular website owned by TransUnion, one of the Big Three credit bureaus. There she purchased her TransRisk credit score, TransUnion's assessment of her credit worthiness. Temple thought her score — 608 — was just high enough for her to qualify to buy a $207,000 home in a gated community in Holiday, Fla.
'Free' credit reports sometimes aren't free - USATODAY.com