Quote:
Originally Posted by michealbrwr0711
How hard is it to stop a Bankruptcy if you already have gotten a case # but haven't gone to court yet.
Would like to settle out of court if possible
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Depends if it was Chapter 7, or Chapter 13 bankruptcy. You need to contact your attorney and or go down to court where the case was filed and speak to a clerk. If a trustee has been assigned you can also reach out to him or her.
I'd do this sooner rather than later, but not sure what your end game is here. If you've already filed bankruptcy then withdrawing the action may or may not prevent an impact to your credit rating/score.
It isn't very long after filing before a bankruptcy is sent to the major credit reporting agencies and thus will appear on your credit file. If you file then voluntarily dismiss the proceedings credit reporting agencies *must* report this fact, however the initial filing remains as well.
Fix Your Credit Report After Bankruptcy
Keep in mind as well once you have filed bankruptcy the wheels are set into motion. Notices will go out to all listed creditors of this fact and thus legally binding them now follow the rules/laws of that proceeding. For major banks, credit card companies, financial services, etc.... the process is well known and pretty much automatic. Unless or until you withdraw your bankruptcy filing your accounts will be handled via a standard procedure.
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