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I usually have at least $5,000 in cash securely hidden in my vehicle. I replenish my wallet as needed.
I used to rely wholly on debit and credit cards. But in the last couple of years trial balloons have been floated in the media about getting rid of cash altogether. The rationale is to make life difficult for drug dealers and other criminals. Sure, that'll work. Not.
Now I feel it's my obligation to use cash as frequently as possible.
Why would you keep 5k in your vehicle? That sounds like a terrible idea in the event of car theft, vehicle fire, car crash etc
I have no problem carrying thousands on me but I don’t do it much anymore. When I used to play poker a lot it would be unheard of to have a couple grand on me and 10k+ at home
I keep a few $20s in my golf bag for tips. Other than that I don't use cash, debit cards or ATMs. Credit Card only. Needless to say, I don't have and have not used checks in over twenty years.
I usually have at least $5,000 in cash securely hidden in my vehicle. I replenish my wallet as needed.
I used to rely wholly on debit and credit cards. But in the last couple of years trial balloons have been floated in the media about getting rid of cash altogether. The rationale is to make life difficult for drug dealers and other criminals. Sure, that'll work. Not.
Now I feel it's my obligation to use cash as frequently as possible.
Here's an interesting spin. I know people who regularly carry around 200k or more around in their pocket in the form of cryptocurrency. Probably not smart but I suppose if they lose their hardware wallet they can recover it somewhere else with a code.
I routinely carry $ 1,000 - $ 2,000 with me in cash. I don't like using credit cards for everyday purchases. Whichever watch I'm wearing is certain to be worth over $ 10,000, so I'm kind of a mugging waiting to happen.
I rarely have more than $50 on me and that can last a month or more. Use CC for everything. I only use my debit card at the bank ATM if necessary and never, ever in a machine as payment. I do keep a $20 buried in my wallet in case of emergencies, but mostly I forget I have it. About the only time I have extra cash is if I'm going to yard sales or flea markets. Hubby might have $100-200 but that's because he pays at the fast food places we stop plus he likes to go library sales for used books.
I have a small craft business and even I take CC via Square. Makes for larger sales.
I don't like carrying any cash, so 99% of the time, I don't. I tend to know when I'll need it, so I"ll have the bare minimum. For the taco place that's cash only, I take $20. For a ball game where parking might be cash only, and for food/drinks, $100 max.
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Needless to say, I don't have and have not used checks in over twenty years.
