Quote:
Originally Posted by TexasLawyer2000
I feel HSA is more valuable than IRA (ROTH or Traditional).
You get a no-tax advantage with HSA when using for medical bills.
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The OP said he/she is not eligible for an HSA:
Quote:
Originally Posted by Japanfan1986
I know an HSA would also be great to have, but unfortunately with my healthcare plan I have through work I don’t qualify for one.
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Quote:
Originally Posted by TexasLawyer2000
Also, it looks like you eliminated maxing out 401k altogether... and ROTH IRA doesn't have a match option.
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Please go back and read my post again:
Quote:
Originally Posted by semispherical
I'd put a ROTH ahead of everything except a matched 401(k)
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I know a ROTH IRA doesn't have a match option. Neither does a regular IRA. That's why the matched 401k is best, followed by an HSA (which the OP doesn't qualify for) then a ROTH IRA.