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Old 01-10-2021, 08:08 PM
 
8,299 posts, read 3,812,442 times
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Quote:
Originally Posted by Lowexpectations View Post
My apologies to Texaslawyer
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Old 01-10-2021, 08:09 PM
 
8,299 posts, read 3,812,442 times
Reputation: 5919
Quote:
Originally Posted by Lowexpectations View Post
And I apologized prior to this response of yours so what more do you want?
I didn't get there yet... ' was responding in order.
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Old 01-11-2021, 08:34 AM
 
1,334 posts, read 1,674,715 times
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Quote:
Originally Posted by TexasLawyer2000 View Post
I feel HSA is more valuable than IRA (ROTH or Traditional).
You get a no-tax advantage with HSA when using for medical bills.
The OP said he/she is not eligible for an HSA:

Quote:
Originally Posted by Japanfan1986 View Post
I know an HSA would also be great to have, but unfortunately with my healthcare plan I have through work I don’t qualify for one.
Quote:
Originally Posted by TexasLawyer2000 View Post
Also, it looks like you eliminated maxing out 401k altogether... and ROTH IRA doesn't have a match option.
Please go back and read my post again:

Quote:
Originally Posted by semispherical View Post
I'd put a ROTH ahead of everything except a matched 401(k)
I know a ROTH IRA doesn't have a match option. Neither does a regular IRA. That's why the matched 401k is best, followed by an HSA (which the OP doesn't qualify for) then a ROTH IRA.
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