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Old 01-26-2023, 04:48 PM
 
Location: Coastal Georgia
50,374 posts, read 63,977,343 times
Reputation: 93344

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Quote:
Originally Posted by ohio_peasant View Post
The gentleman is 40. That's young compared to canonical retirement age, but not so young, in terms of job hopping (let alone career change) and restarting one's personal life. The remaining window for casual hopping, both in personal and career sense, isn't so long. By 50 it would without a doubt close.



Perhaps. But upon making in auspicious choices or otherwise facing fraught dilemmas, life isn't so short anymore. It's short if it's rewarding, pleasurable, fulfilling, meaningful. Negate any of those, let alone their totality, and the "shortness" inverts.



It might. But without trying to psychoanalyze the OP or traduce his judgment, one might ask; how sure are we, that our hypothetical desires are really definite? If one wishes a thing, however dearly, does it follow, that upon attaining it, happiness is sure? Instead, one might find that a gain or a success is evanescent and easily grown tiresome. Big garages are hard to heat or clean. How does the bigness REALLY map onto what's personally fulfilling? There's nothing wrong with such a wish. What's wrong is fond belief that once such wish is granted, joy follows.

The point is to be circumspect, even wary... whatever happens to be our stage of life... whether 4, 40, or 104.
I said nothing about his job, or career choices. Only that he should live where he is happy and fulfilled today. It’s not carved in stone. If he had kids, my advice would be different.
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Old 01-27-2023, 04:17 PM
 
Location: Oregon, formerly Texas
10,065 posts, read 7,239,454 times
Reputation: 17146
Quote:
Originally Posted by moguldreamer View Post
I understand your point, but on the other hand, having options is a curse. If you had no options whatsoever, you have no problem to solve.

You didn't explicitly say your age - or perhaps I missed it.
40

Quote:
You said



Does that mean eligibility, or does it mean that is when you will hang up your spurs for good?
I'll become eligible to collect at age 60. Although the amount I would get will not significantly increase after I hit age 57. Once you max the steps, which happens around year 22, then do 3 years which is what they average, what you get is what you get, unless you were to get some enormous promotion or there is a huge contract raise. We have a huge stack of people around 57-63 who would retire tomorrow if they could get their health insurance paid. Almost all of them at that age are pretty blatant they only stay in for the health insurance & are waiting on Medicare eligibility.

Quote:
I'd leave academia. It just doesn't pay enough. I'd say adios to the golden handcuffs of the pension.

There are many ways to make 2x your current compensation. There are many ways to make 3x. Or more. I'd focus on making much, much, much more money. I'd have to work by rear end off, but I would be willing to do that.
I do love my job though, and the hours are good. Although... not as much as before Covid. It's much more online now.

Last edited by redguard57; 01-27-2023 at 04:37 PM..
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Old 01-27-2023, 04:34 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
34,712 posts, read 58,054,000 times
Reputation: 46182
If dating is your thing.... Go for the wealthy cougar.

Free cruises to exotic places, no kids, huge empty garage, plenty of freedom, big payout. (No need for a pension).
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Old 01-28-2023, 12:48 AM
 
Location: Oregon, formerly Texas
10,065 posts, read 7,239,454 times
Reputation: 17146
Quote:
Originally Posted by StealthRabbit View Post
If dating is your thing.... Go for the wealthy cougar.

Free cruises to exotic places, no kids, huge empty garage, plenty of freedom, big payout. (No need for a pension).
If you know any, send them my way....
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Old 02-01-2023, 05:13 PM
 
35 posts, read 18,046 times
Reputation: 114
If I were you, I think I would pick up extra hours for one year while watching the housing market. Frankly if you are looking for a life companion odds are the two of you would want to pick out a house together. You would not be in any house for ( the conventional wisdom ) the five years to build up equity after paying closing costs, realtor fees and every other cost from buying one house and selling another and moving if you find someone in the next year or three which seems to be what you really want. The Fed is slowing down interest rate increases and planning on holding for a significant time before considering lowering them again so in all probability mortgage rates are not going to go down for a couple of years if then. As long as you keep an eye on where the housing prices and availabilities are, and are building up your cash reserves you should be able to pivot if necessary. If you don't like working the extra hours you can stop and put more time into dating. The only decision that might really constrain you would to be to buy a house now IMHO.
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