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OP you sound like a very out of touch person complaining about this.
Back in the day this was called "layaway" & no one judged because everyone's mom sometimes had to "borrow out of the piggybank" so the kids could have a nice Christmas.
Some things are worth putting on credit.
With layaway, you don't get the item until it is paid for. With BuyNow, PayLater, you get the item immediately.
Not so, layaways have no interest charges, but CCs do.
Not always. I just bought a couch and a TV with no interest for 12 months. I have the money, and I will pay them sooner, but I want to continue to earn interest on the money in the meantime.
Not always. I just bought a couch and a TV with no interest for 12 months. I have the money, and I will pay them sooner, but I want to continue to earn interest on the money in the meantime.
This. I see ads for interest free and "introductory" CC offers all the time. Just have to read the fine print carefully!
Or else a new generation is just finding this out.
I once had to live in the land of financial embarassment because I was married to a person with bad habits. I borrowed from Peter to pay Paul, carried high-interest balances, kited checks to make ends meet, set up payment plans with the IRS, even went to landlord-tenant court to work out a deal so that I wouldn't get evicted. I got rid of the main financial problem by getting a divorce, but it took me years to recover. Now I pay off credit cards in full each month and my mortgage is my only debt.
However, this week I've spent a lot of money as I am trying to furnish an apartment, a second residence, as cheaply as possible, but I still spent more than I intended. I woke up this morning in panic about it until I calmed myself down by reminding myself that I will be able to pay for all of it when the bills come.
I never want to be in that position again where debt overwhelms me.
my ex wife wanted me to be proud of her when she paid cash .
yeah , she paid cash with the money she was supposed to send to the credit card company .
my ex wife wanted me to be proud of her when she paid cash .
yeah , she paid cash with the money she was supposed to send to the credit card company .
she had awful money habbits
Mine owed money almost every week during football season to bookies in the Bronx. Oh occasionally he'd win. But books make money because you mostly don't win. And they get their money before rent or other bills.
Of course, financial arrangements can be made through loan sharks...at 5% per week.
Getting rid of him was the best financial decision I ever made.
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