Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
When I was 10, my mom took me to a new doctor for my 5th grade physical.
About 2 months later, I started getting bills for a hysterectomy. Mom argued with them for just under 2 years before it finally went to court and it was finally dismissed.
On the flip side, because of the collections and lawsuit, I got cc offers, insurance offers, catalogs - you name it. I had a hard time setting up credit once I turned 18 - when I was 22, my stepmom looked into my credit report and said I had an "unusual amount" of inqueries, which was preventing me from getting a credit history.
Oh - and your SIL can go to jail for using her child's credit, or at the very least, lose her kids to the foster system. Unlike 30 years ago, there are cameras EVERYWHERE and the cc companies can PROVE who charged what. And internet charges can be traced as well. Your SIL is slime. I hope she gets what she deserves.
Most of the time it doesn't mean anything... they give anyone a credit card... they don't even have to be human or breathing... If you call your table "Table Top" and fill out stuff using that alias... I am sure you would be getting credit card offers for Table Top...
My son got a pre approved offer for a Toys R Us credit card (I think it was through Chase) when he was 2. It was a few months after I signed him up for TRU Birthday club. To be safe I tried to order his ct report but it was denied bec no credit had been establised (which in this case is excellent news).
There wouldnt be a need to even file bankruptcy, the creditor would just report it on the credit report and it'll fall off in 7 years. File bankruptcy and it falls off in 10 (chapter 7)..
Come to think of it, you're right. Perhaps I should adopt a kid or a pet.
Most times the small print shows that the only thing you're really approved for is applying for it.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
