Unfortunately once you give the IRS the account you want to send your refund to, that is it. All they say is that if the account they send the refund to is closed, then they will send the refund to you by check. But if it is open, the refund will go into it, and they can't do nothing (or so they told me last year when I was having issues with the bank I was sending my refund to).
Good Luck!
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