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Old 09-28-2013, 09:48 AM
 
Location: South Jersey
7,780 posts, read 18,919,932 times
Reputation: 2329

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Quote:
Originally Posted by RomaniGypsy View Post
Most PA municipalities have a flat wage tax which is usually 1% - 1.5%... with that of some larger cities being higher. So that 3.07% might very easily be 4.57%. Plus, if your tax bracket is 6.37% in Jersey, that doesn't mean you'll pay 6.37% on all of your taxable income. The first chunk of it will be taxed at the first bracket rate, then the next chunk at the next bracket rate, etc. You may find that the income taxes equal out. Plus, PA taxes every last dollar you make in wages or gross profit. Jersey, like most states, has deductions that you can take. PA does not.

Also, consider gas taxes and commuting costs. NJ's gas taxes are very low compared to those in PA, but you might have to deal with bridge tolls going from NJ to PA. You may find that comparing NJ to PA is like comparing apples to apples when you're in the area you're targeting.
Plus you get way more house for the same $$ in Nj as you would in pa. In the end it equals out. I would look at both sides of the river and settle on the best home you guys like.

edit... You will be working in Philly. Thats a 4% wage tax right off the top.. Now I would only be looking in Nj Cause you can deduct your wage tax off your NJ state tax. Southampton NJ or Medford NJ.

http://www.medfordtownship.com/

http://www.southamptonnj.org/
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Old 09-28-2013, 09:53 AM
 
Location: South Jersey
7,780 posts, read 18,919,932 times
Reputation: 2329
Quote:
Originally Posted by james777 View Post
Philadelphia is a great place to be; you'll love it, regardless of which side of the Delaware you decide on. The number of things to do is endless. NYC is so close that some people in my neighborhood commute there for work. The Jersey Shore beaches make a nice Sunday drive, and if you don't feel like driving, buses and trains are available. Property taxes are very high in both states, but coming from Texas you are probably used to it. I don't know if what you want in land, price, and commute exists, but take a look at the towns on the NJ side of the Walt Whitman Bridge coming out of South Philly. If you go far enough into NJ, you might find something acceptable to you.

She wants home with an acre for goats & 2 big dogs.. Philly is row homes with no ground for such things,. Bottom line is she will have to look for homes in the outer ring if she wants room to raise goats. Nothing is going to be close to center city
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Old 10-03-2013, 03:56 PM
 
Location: Phila4Now
3,151 posts, read 3,302,301 times
Reputation: 1676
Delaware.
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