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Old 04-07-2014, 07:46 AM
 
797 posts, read 1,271,892 times
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Quote:
Originally Posted by Angus215 View Post
In PA, if you live in areas with large, efficiently run school districts and a lot of commercial property, your taxes are going to be lower. Those are the two biggest factors. NJ taxes are high because schoold districts are too small, convoluted, and inefficient. Plus there is a lot of corruption and inefficiency in local government. I live in Montgomery County, PA, and overall i think the property taxes are very reasonable (with some notable exceptions). Where I live, taxes are ~1.25% of market value, which is pretty good. Where I lived in Monmouth County, NJ, property taxes were ~2.0% of market value. I think that Delaware has even lower property taxes though.
The small townships and boroughs and the inherent inefficiences that result are ridiculous in NJ!

As an example, Hightstown and East Windsor which surrounds Hightstown each have their own police department.

When Princeton Borough and Princeton Township wanted to merge there was a big debate.

I used to work in Horsham Township. Though its property taxes weren't that low, it was still lower than NJ's.
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Old 04-07-2014, 09:31 AM
 
8,048 posts, read 18,476,341 times
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Originally Posted by ieee488 View Post
$7K on $300K house is crazy but probably still cheaper than NJ.

I live in central NJ, and they're building a lot of houses in my township, and I am just dreading property taxes going up and up.

What about Painters Crossing, Chadds Ford, Concordville?
Those are all nice (upper-)middle class areas.

If those towns are your template, then it would be easier to suggest places not to consider for your purposes: e.g. Darby, Yeadon, Upper Darby, Sharon Hill. While homes are relatively cheap in places like these, the property taxes can often offset the savings on your mortgage. Also, there is a perception/reality of less safety in these areas. The City of Chester would not be recommended, either.

Most everywhere in Philly's SW suburbs in PA that you appear to be focusing on are good to great. Others can parse the relative tax situation but in general, taxes in Delaware County are considered to be high.
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Old 04-07-2014, 10:11 AM
 
797 posts, read 1,271,892 times
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Originally Posted by Tone509 View Post
Those are all nice (upper-)middle class areas.
I picked those towns based on geography, e.g. proximity to I-95.
Upper-middle class may be a little too expensive for me though. :-)

I will have to make a trip and stay the weekend.
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Old 04-07-2014, 12:48 PM
 
74 posts, read 105,821 times
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Quote:
Originally Posted by ieee488 View Post
$7K on $300K house is crazy but probably still cheaper than NJ.


What about Painters Crossing, Chadds Ford, Concordville?
Chadds Ford has some homes under 350K with a 5500-6500 tax.
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Old 04-07-2014, 05:21 PM
 
8,048 posts, read 18,476,341 times
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Quote:
Originally Posted by ieee488 View Post
I picked those towns based on geography, e.g. proximity to I-95.
Upper-middle class may be a little too expensive for me though. :-)

I will have to make a trip and stay the weekend.
You have yet to share what your preferred budget is. Again, copying and pasting the questions from the thread I suggested along with your answers will help us focus better on appropriate suggestions.
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