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Old 01-10-2008, 06:31 PM
 
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FYI that house is probably going to need some work for that price.

But that gives you an idea.
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Old 01-11-2008, 02:31 PM
 
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Bunny, I agree with the area PAFAMILIY is referring to. But you also might want to consider the Mt. Airy section of Philadelphia. Cheltenham township is a good for what you are looking for but the taxes are kinda of high, the houses are older and more costly. In 2008, you're probably looking to pay at least 250,000 for a fixer upper over in Cheltenham. Mt.Airy is about 10-15 minutes outside of Cheltenham Township; on the other side of the street depending on where you are in Mt. Airy. Although, most of the homes in Mt.Airy are mainly row homes and twins, at this point you can find a nice one on a quiet block, with a backyard for about 150,000-200,000.
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Old 01-11-2008, 05:13 PM
 
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Fairless hills, Pennbury School District.

Specifically, for you and the kids, Vermillion. One of the those older Levittown developments, but not in the Bristol Twp. Schools.

4/2 Capes on a quarter acre, $200k.
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Old 01-11-2008, 05:41 PM
 
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PS Here's a sample. If he commutes from this house to Erie, it's 5 minutes to Route 1 S, then either to 95 S or down the the boulevard. Either way, maybe 35 minutes.

http://www.mlsfinder.com/nj_trend/kellerwilliamsnewtown/index.cfm?action=email_listing_detail&property_id= 5232469 (broken link)

I am not in any way affiliated here. Just trying to counter some of the comments I see on this site that you can't get a house for $200k in a good school system near Philly. That's just hogwash.

Now, on that one (and any house, for that matter), you'd want to check the Bucks County Sheriff's sales foreclosure list. You'll find the address and the amount outstanding on the mortgage. If a house you see is on the sheriff's list, it's going REO from the lender after the sheriff's sale. 30% off, min. So be sure you know if your house is in foreclosure. Every PA county has their list on line.

Use your favorite search engine...I like dogpile..and type in the county, then sheriff's sale listings, and go to the site .gov.

Good luck, and welcome to Pennsy.
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Old 01-11-2008, 05:55 PM
 
Location: Philadelphia
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It will take much longer than 35min. 95 south is a parking lot in the AM and Route 1 is nothing but lights. The best commute to the Erie Ave area is from south of the city or NJ.
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Old 01-11-2008, 08:09 PM
 
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My husband does it down to Cottman at 6:45 am and it takes him 40 minutes. So maybe you're right..a little longer.
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Old 01-11-2008, 09:34 PM
 
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Your take home pay will be higher if you live in NJ work in Philly.. because they won't withhold any state tax. If you live in Pennsylvania, they withhold PA state and City Wage tax.

If you live in NJ, Phila City Wage tax is 100% deductable up to what you would have owed in state tax.
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Old 01-11-2008, 09:35 PM
 
992 posts, read 3,287,613 times
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Quote:
Residents of New Jersey who work in the City of Philadelphia have a special situation. Because of the reciprocal agreement between Pennsylvania and New Jersey, residents of New Jersey can have the New Jersey Personal State Income Tax withheld from their paychecks rather than the Pennsylvania SIT. But New Jersey residents who work in Philadelphia may take a credit on their New Jersey annual tax return for taxes paid to the City of Philadelphia. As long as the CWT is more than the New Jersey tax-withholding amount, New Jersey residents may request that their employers in Philadelphia not withhold any New Jersey tax at all.
..........
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Old 01-12-2008, 05:35 AM
 
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i just wanted to think everyone for all the information. It has been very helpful.
thanks
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Old 01-12-2008, 06:33 AM
 
97 posts, read 514,516 times
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When you do the net calc on your PA vs. NJ taxes, check the difference in property taxes.

If you're able to find a 4/2 cape in a good school system in Jersey with taxes of only 3 grand, let me know. I'll buy you a drink.
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