U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > U.S. Forums > Arizona > Phoenix area
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 07-22-2009, 09:23 AM
 
181 posts, read 641,479 times
Reputation: 84

Advertisements

Even there is a possibility that price will come down. But I will live in the house I am going to buy for more than 5 years. I have decided to get a house. Plus, buy or not depends on the exact deal and neighborhood too. I don't want to miss any good deals. Do you know which mortgage brokers or banks offer good mortgage rate? Thank you.

Last edited by greenthinker; 07-22-2009 at 09:31 AM..
Rate this post positively Reply With Quote Quick reply to this message

 
Old 07-22-2009, 11:24 AM
YAZ
 
Location: Phoenix,AZ
7,203 posts, read 12,563,434 times
Reputation: 6519
Schwab.

10% down, 30 year fixed rate at 5%.

Back in February for us.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-22-2009, 11:42 AM
 
710 posts, read 3,110,104 times
Reputation: 1047
Totally going to depend on your credit, downpayment, loan type, and closing 'fees'.

Check out bankrate.com for a general idea, and then research upfront mortgage brokers.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-22-2009, 12:28 PM
 
682 posts, read 2,394,350 times
Reputation: 342
Be careful about mortgage brokers. The guy who was foreclosed on in the house we bought now owns a new mortgage loan company and I for sure would not want to give him any of my credit information.

This is the same creature that ripped out most of the cabinets, all appliances, all plumbing fixtures, electric fixtures, and basically trashed the house when he was dumped on the street.

How these losers can start up companies handling other people's money is just mind boggling, but they are out there.

altus2006
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-22-2009, 12:41 PM
 
181 posts, read 641,479 times
Reputation: 84
Quote:
Originally Posted by YAZ View Post
Schwab.

10% down, 30 year fixed rate at 5%.

Back in February for us.
For real? I can give them a try. where is the office in Phoenix?
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-22-2009, 07:42 PM
 
157 posts, read 387,715 times
Reputation: 47
Quote:
Originally Posted by YAZ View Post
Schwab.

10% down, 30 year fixed rate at 5%.

Back in February for us.
Rates change daily so I'm not sure if that offer is still valid from February
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-23-2009, 10:33 AM
YAZ
 
Location: Phoenix,AZ
7,203 posts, read 12,563,434 times
Reputation: 6519
Quote:
Originally Posted by greenthinker View Post
For real? I can give them a try. where is the office in Phoenix?

2 large offices.

Camelback & 32nd St. & 24th St & Lincoln Dr.

Go to Schwab.com, it's easier. We did everything on line.

Except closing, of course.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-23-2009, 10:34 AM
YAZ
 
Location: Phoenix,AZ
7,203 posts, read 12,563,434 times
Reputation: 6519
Quote:
Originally Posted by andrzejn View Post
Rates change daily so I'm not sure if that offer is still valid from February
True.

Still, should get a good deal now.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-23-2009, 10:38 AM
YAZ
 
Location: Phoenix,AZ
7,203 posts, read 12,563,434 times
Reputation: 6519
I have one complaint about Schwab.

When we received our title paperwork, there was a descrepancy on when the first mortgage payment was due. So I called their 800 number.

I got India.

I could not understand the woman on the phone. Ended up dealing with the nice folks in Frisco.....
Rate this post positively Reply With Quote Quick reply to this message
 
Old 07-23-2009, 11:03 AM
 
682 posts, read 2,394,350 times
Reputation: 342
Another company to try is Mesa Mortgage in Mesa, AZ. I got my loan through them and they were easy to work with and they are local, so no India speakers.

Also, they had the lowest rates and closing costs that I found here.

altus2006
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Arizona > Phoenix area
Similar Threads
View detailed profiles of:

All times are GMT -6.

© 2005-2021, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top