What would you consider expensive rent? (Penn: tenant, landlord, casino)

[erieguy]

Originally Posted by Paul2421

the entitlement and lack of understanding in that thread is maddening. apparently they haven't signed a lease in three years either, don't know what they were expecting. and it is irresponsible to have to scrounge up a deposit, especially when you are bringing a child into the world, which is very much a choice.

Bingo.

[bluecarebear]

Originally Posted by Strelok

So you should force people from their homes and communities because they lack the incomes to cover the increase in cost due to the greed of the owners? Or thrown out because the building is being sold? Interesting so you basically think its ok to force people on the streets, is that right? No problem burdening them with stress and disrupting their lives as they already have such little control over them. Of course that article makes a great argument against private property, especially when it comes to rentals.

I am a renter. I have money set aside in case my landlord ever raises the rent or sells the building. I have never thought I had a right to something I did not own.

Originally Posted by Strelok

Please provide specifics on how Dave Ramsey would have a field day, I'm having trouble understanding how "personal responsibility" even remotely applies to their situations.

People living beyond their means and not having any savings. You should listen to Dave Ramsey.

Originally Posted by Strelok

BTW I would highly suggest reading that Evicted book that won the Pulitzer recently, it would correct a lot of misconceptions you have on those who rent.

I have been renting on and off since I was 18. I get it. I recently read an article that stated 2 out of 3 people in America couldn't come up with $1,000 for an emergency.

You might enjoy reading this article:
Poll: Two-thirds of US would struggle to cover $1,000 crisis

A person doesn't need a large salary to save money. An emergency fund is all about cutting costs.

[Strelok]

Originally Posted by bluecarebear

I am a renter. I have money set aside in case my landlord ever raises the rent or sells the building. I have never thought I had a right to something I did not own.

Except you do have rights as a tenant. A landlord can't just do anything they want.

Now where I might concede with you and others is that he was aware of the sale for 8 months, which would have given Mr. Alan the time to plan for a possible move. Granted he knows the relationship with the landlord better than we do (he's been living there for 8 years) so I don't blame him for trusting his assurances that the transition to new ownership would be smooth.

However the property management can't evict you within a month, they still have to honor the original lease. I don't see in the article or on Mr. Alan's FB post he was notified that the lease would not be renewed. Even so the process for eviction can take up to 90 days.

People living beyond their means and not having any savings. You should listen to Dave Ramsey.

Haha the "living beyond their means" meme. A classic. Do you really think poor people are just buying a bunch of ATVs, snowmobiles, boats and huge TVs?

Most people get into debt because of medical bills and its the number 1 cause of individual bankruptcies which makes up a little more than half of the total bankruptcies (and not credit card debt). The second would be tuition bills paid by parents.

There are no "lifestyle" purchases to be found in the statistics. The studies are clear on this.

Not only that but all other studies show wages have declined or remained stagnant over the past decade (if not multiple decades). So the standard of living is lower and to make up for it, many Americans took on debt (buying food, housing, education). Most Americans live paycheck to paycheck, and we know 90% of consumer expenditures go into housing, transportation, food and healthcare. There are no working people that have enough money to purchase luxury goods that have resulted in tons of debt we see. And the data is skewed by those in higher income brackets who have the money to spend on electronics and entertainment. BTW how much debt is the "responsible" middle class carrying these days? Probably enough to bail out hundreds of Greeces. Not their fault, the problem is lack of money not responsibility.

Read the studies and get educated on a topic you clearly know nothing about. You wouldn't look like such a fool citing that moron Dave Ramsey. What a joke.

I have been renting on and off since I was 18. I get it. I recently read an article that stated 2 out of 3 people in America couldn't come up with $1,000 for an emergency.

You might enjoy reading this article:
Poll: Two-thirds of US would struggle to cover $1,000 crisis

A person doesn't need a large salary to save money. An emergency fund is all about cutting costs.

It's just the opposite, telling people to save money they don't have is ridiculous and also there is nothing to cut back on. The issue is lack of money not responsibility.

Seriously if you want people to save more money then implement policies that give them higher wages/salaries in order to do that.

People like Mr. Alan and Ms. Guerin are just like the majority of Americans, paycheck to paycheck living on the margins of homelessness and default.

The real tragedy is how Americans have normalized it and become so compliant in advanced capitalism.

[UKyank]

Originally Posted by Strelok

Haha the "living beyond their means" meme. A classic. Do you really think poor people are just buying a bunch of ATVs, snowmobiles, boats and huge TVs?

Most people get into debt because of medical bills and its the number 1 cause of individual bankruptcies which makes up a little more than half of the total bankruptcies (and not credit card debt). The second would be tuition bills paid by parents.

There are no "lifestyle" purchases to be found in the statistics. The studies are clear on this.

Not only that but all other studies show wages have declined or remained stagnant over the past decade (if not multiple decades). So the standard of living is lower and to make up for it, many Americans took on debt (buying food, housing, education). Most Americans live paycheck to paycheck, and we know 90% of consumer expenditures go into housing, transportation, food and healthcare. There are no working people that have enough money to purchase luxury goods that have resulted in tons of debt we see. And the data is skewed by those in higher income brackets who have the money to spend on electronics and entertainment. BTW how much debt is the "responsible" middle class carrying these days? Probably enough to bail out hundreds of Greeces. Not their fault, the problem is lack of money not responsibility.

Read the studies and get educated on a topic you clearly know nothing about. You wouldn't look like such a fool citing that moron Dave Ramsey. What a joke.


It's just the opposite, telling people to save money they don't have is ridiculous and also there is nothing to cut back on. The issue is lack of money not responsibility.

Seriously if you want people to save more money then implement policies that give them higher wages/salaries in order to do that.

People like Mr. Alan and Ms. Guerin are just like the majority of Americans, paycheck to paycheck living on the margins of homelessness and default.

The real tragedy is how Americans have normalized it and become so compliant in advanced capitalism.

So you know the specifics of this couple's income, spending & other life choices & events?

[Strelok]

Originally Posted by Paul2421

the entitlement and lack of understanding in that thread is maddening. apparently they haven't signed a lease in three years either, don't know what they were expecting. and it is irresponsible to have to scrounge up a deposit, especially when you are bringing a child into the world, which is very much a choice.

Ah yes middle class sensibilities with regards to "personal responsibility".

Originally Posted by UKyank

& only because the other poster linked to it, but spend 2 mins looking at the couples respective Facebook pages & it's even more ridiculous. Interning for 'Learning Urban Nature through Art' rather than working a job that pays bills; having the time to post about politics daily; obviously going on trips, to concerts, getting tats, out for drinks, etc. Nothing wrong with any of these things but you can't do that while living in a very under market rate apartment & then complain about how bad you have it & try to be a poster child for gentrification. These people need to meet some actual struggling people & get a reality check.

They both are working and paying bills. Who are you to tell them what they should spend their money on or how they spend their time?

But right let's further limit their lack of freedom to enjoy life because only those with high incomes should enjoy leisure and laziness, let alone continue living in their home and community. But hey the yuppies gotta need their space first right?

[Strelok]

Originally Posted by UKyank

So you know the specifics of this couple's income, spending & other life choices & events?

Sure I do, they are just like many, many other Americans who are scraping by.

[erieguy]

Originally Posted by Strelok

Ah yes middle class sensibilities with regards to "personal responsibility".



They both are working and paying bills. Who are you to tell them what they should spend their money on or how they spend their time?

But right let's further limit their lack of freedom to enjoy life because only those with high incomes should enjoy leisure and laziness.

You just got done telling us how these people spend their money.

Tough to believe I'm sure, but many with high incomes worked very hard to achieve those high incomes and assuming "leisure and laziness" is taking place poses the obvious question...Jealous much?

[Strelok]

Originally Posted by erieguy

You just got done telling us how these people spend their money.

Tough to believe I'm sure, but many with high incomes worked very hard to achieve those high incomes and assuming "leisure and laziness" is taking place poses the obvious question...Jealous much?

He was making a nonsensical judgement on how they spend their money and time. That's irrelevant to my explanation where money is spent by the majority of Americans.

Economic success is a matter of luck, it has nothing to do with some notion of an innate ability. It's being at the right place, at the right time and knowing the right people.

Only in market evangelist world is the desire for freedom and political power considered jealousy.

[erieguy]

Originally Posted by Strelok

He was making a nonsensical judgement on how they spend their money and time. That's irrelevant to my explanation where money is spent by the majority of Americans.

Economic success is a matter of luck, it has nothing to do with some notion of an innate ability. It's being at the right place, at the right time and knowing the right people.

Only in market evangelist world is the desire for freedom and political power considered jealousy.

Again, you just got done telling us how certain people spend their money.

False, but I would love to see some studies or numbers to support this idea.

Your talk of those with high incomes participating in laziness and leisure reeks of jealousy.

[Strelok]

Originally Posted by erieguy

You just got done telling us how certain people spend their money.

False.

Your talk of those with high incomes participating in laziness and leisure reeks of jealousy.

Our economic system is practically a casino. A lot of losers and few winners.

And no, there's a value judgement embedded in what UKyank said. Basically poor people should be struggling and not living so high on the hog with all those concerts, tattoos and drinks.