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The objective was to subsidize insurance for those that could not afford insurance and make insurance available to those that could not get insurance.
Both of those groups will cost insurance companies more who in turn have no choice but to raise premiums. Obamacare NEVER mentioned caps or regulation on premium increases..did it ?
So why the surprise ?
and seniors are already feeling it. The insurance companies are paying less and less of our med treatments (or maybe medicare is) anyway, example: lab work used to be included in our insurance, now we pay about $20.00. NO biggy just a fact; Xrays or sonograms/MRIs used to have an extra charge of about $18.00 with our ins, now it is $24.00. No, of course our premiums have not gone up but our coverage is shrinking every month. And just think, the plan hasn't even taken effect yet...
and seniors are already feeling it. The insurance companies are paying less and less of our med treatments (or maybe medicare is) anyway, example: lab work used to be included in our insurance, now we pay about $20.00. NO biggy just a fact; Xrays or sonograms/MRIs used to have an extra charge of about $18.00 with our ins, now it is $24.00. No, of course our premiums have not gone up but our coverage is shrinking every month. And just think, the plan hasn't even taken effect yet...
Nita
Yes, coverage definitely is beginning to shrink. You pay $24 for x-rays/MRIs etc? How about having a co-pay of $100 for an MRI. For seniors, that's hefty, especially since they pay Medicare insurance AND some sort of supplemental plan. Some premiums I hear also went up in anticipation of Obamacare, before it was actually passed.
Not to mention the removal of the pre-existing condition limitation. Where do people think those new costs will come from? Yep, through raised premiums. The middle class will foot the bill. It's just insane.
Sorry Folks. Pre-existing Condition Limitations should never go away. It would be tantamount to insurance companies not requiring you buy homeowners insurance until your house catches on fire. Having it helps the majority of people get decent rates. Right now in "normal' states, (mostly outside the northeast), if you get rejected from the private insurance companies due totoo many pre-existing conditions, you can get coverage in your state's high risk health insurance pool for slightly higher rates. It is a fair system and it works. If every state did it including those snooty stubborn northeastern states, there would be no crisis.
The GOOD news is that--even now--- if people with so called "incurable" (by conventional doctors) diseases WOKE UP and realized that in conventional medicine, cures and health and wellness is never taught in medical school and instead went to the types of doctors who DO specialize in this area in medical school called, NATUROPATHY or Naturopathic Medicine and sought out an ND or an NMD instead of just the usual MDs --who are not trained in this area, they'd find they could actually get their robust health restored.
Of course they'd have to pay for the services with their own money. However, if you found a doctor who in a matter of 6 months could get rid of your diabetes or M.S or LUPUS or even Cancer for under $500, wouldn't it be worth it? Wouldn't it be great to no longer need your Rxs you thought you'd have to take for the rest of your life (and NEED your health insurance to pay for it and due to your ill health have to pay high health insurance rates your whole life because all your doctor knew how to do was treat the symptoms of your condition)? With your health back in a private health insurance system, you'd qualify for great low health insurance rates.
With Universal Healthcare, to subsidize the few high consumers of medical care, the healthy are penalized and pay MUCH higher rates for fewer benefits than they could qualify for in a private market --if the pre-existing limitation clause was allowed to be used.
Needless to say, nobody is rewarded for staying healthy with lower rates. With OBAMA care expensive mediocre coverage will be rammed down everyone's throat.
The objective was to subsidize insurance for those that could not afford insurance and make insurance available to those that could not get insurance.
Both of those groups will cost insurance companies more who in turn have no choice but to raise premiums. Obamacare NEVER mentioned caps or regulation on premium increases..did it ?
So why the surprise ?
Why are you ignoring the fact that more people will be buying PRIVATE policies as a result of "Obamacare"?
Have you, at all, taken into consideration that millions of more policies will be created? The hitch is that now, they cannot discriminate due to gender or pre-existing conditions. What the hell is wrong with that?
I'm male and I DESPISE that women are being (and have been for generations) BILKED by insurance companies simply because they are of "childbearing age and more likely to contract serious diseases". It's ROBBERY. They didn't choose to be female. I can't think of anything more Soviet-esque than relagating women to a second class status like that.
The biggest mistake the US has made in "modern" times is to allow private industry to manage the health-care sector. It was a good idea, in theory, but as usual, some people have to press the limits of capitalism to the breaking point, and spoil it for everyone.
Japan and other countries studied options for healthcare systems following WWII, and decided that privatizing it was not a good idea. Guess why?
Karl rove disagrees with obama? Didn't see that one coming
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