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What about the part where they say according to a Danish study the longer people collect unemployment benefits the less likely they are to find work? We've been having that debate in the U.S recently. I think there can be some truth to that especially if those collecting unemployment aren't interested in taking a job that pays less than their last job. Since they're collecting benefits they may feel as though they can be a little more picky about which jobs to take.
But don't employment benefits in the U. S. often pay considerably less than the job that was lost?
No. Not when you consider the transportation costs of working, day care costs, and a lot of other work related costs. I know a guy who has been unemployed for well over a year and he took two Florida vacations last winter. Sure he'd like to have more money but unemployment lets him keep his house, eat and gamble a bit in the Florida casinos, enjoy the beaches in the winter while others have to work.
And the unemployed can hold their noses over a $12 or $15 an hour job that they're too good to do because they make considerably more by not working.
But don't employment benefits in the U. S. often pay considerably less than the job that was lost?
White collar job guy gets layed off and collects $400/week in unemployment (max I think).
Wallymart jobs pay $8/hour..even full time that's less than his UE check.
And, as malamute pointed out, the extras of working add up..gas, lunch, daycare, clothes, etc.
White collar job guy gets layed off and collects $400/week in unemployment (max I think).
Wallymart jobs pay $8/hour..even full time that's less than his UE check.
And, as malamute pointed out, the extras of working add up..gas, lunch, daycare, clothes, etc.
Plus, you can do work under the table (mowing lawns, tutoring, babysitting, etc) and they won't get counted against your UE compensation.
Add to that, you could take a "vacation" backpacking in Europe and file online, all the while getting paid on the side working at a "Zimmer Frei" guesthouse, cafe, or elsewhere.
White collar job guy gets layed off and collects $400/week in unemployment (max I think).
Wallymart jobs pay $8/hour..even full time that's less than his UE check.
And, as malamute pointed out, the extras of working add up..gas, lunch, daycare, clothes, etc.
If you have a mortgage, car payment, insurance, food expenses, utilities etc. Then $400 a week doesn't really cut if especially if you have a family. If you've established a certain lifestyle you generally want to keep that lifestyle. Also if you've had a career you generally want to get back into the workplace as soon as you can.
If you have a mortgage, car payment, insurance, food expenses, utilities etc. Then $400 a week doesn't really cut if especially if you have a family. If you've established a certain lifestyle you generally want to keep that lifestyle. Also if you've had a career you generally want to get back into the workplace as soon as you can.
Very true and you won't settle for a Wallymart job.
This could also be a reason why retirement accounts are being drained..to keep up with that lifestyle. But folks are cutting back as the headlines show so not everyone is or can keep up with the lifestyle they had.
Community Colleges are getting record attendence now and are busting at the seams. People are cutting back to less expensive alternatives.
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