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I want to know why it is that everyone thinks that the insurance companies are worth keeping? They didn't get the smack down that they needed. In fact, they will profit from this. Every media conglemerate has people on the board that also sit or formerly sat on the board of a hospital,insurance company or medical something. So the spin on this being a communist deal was just way out there.
It pisses me off. These bastards are still in there. Because for some reason, insurance companies represent capitalism at its finest.
I have watched a hospital refuse to give someone a heart surgery for someone that didn't have insurance. I have watched two hospitals refuse to deal or rather, treat and release for any damn reason a kid that has seizures. I think to myself, my god, could you exploit medical care anymore? But hell no, because health care is not a right. We have mental health facilities that treat and release. So, the homicidal/psychotic kids go in and are heavily medicated and tossed ou the door because "that is the way they are". A heart pace maker costs over 80K? Health care reform doesn't stifle creativity or competition for quality care. The only thing that was supposed to be stifled was the ability to creatively or competively scam the people.
But, can't have that now.
Quote:
Originally Posted by ahzzie
Yeah I'd much rather trust a giant insurance corporation whose only motive is profit with my healthcare choices. If you can't trust the government or for profit companies to run healthcare then who can? I believe the problems with healthcare in the US started when the insurance companies stuck their noses in it.
Quote:
Originally Posted by Dane_in_LA
Ehm - that is exactly how insurers work today. With the added bonus, of course, that insurers have a direct monetary interest in "regulating and restricting" care. Lifetime ceiling ring a bell?
the real problem started when the people wanted the insurance company to pay for everything, not just hospital stays. every time the insurance company pays out money, they need to replenish the funds. in the old days it was a matter of taking the interest from their investments and putting it into the benefits pool. but then again at that time, insurance companies paid for hospital stays, and high and prescription drugs, and perhaps lab testing. then people wanted the doctor to be paid, and all prescription drugs paid for, and on and on. so the insurance companies had to pay out more and more money, so rates had to go higher and higher.
then the government starts with its mandates on the insurance companies, and limiting competition between companies, and rates keep climbing.
you want real reform? lets start by allowing insurance companies to sell across state lines, eliminate government mandates, let the people buy the insurance they need. if people need a high cap on insurance, then let them pay more to get that cap. let the insurance companies sign people to long term contracts, that way they know that they will get the premiums for a minimum number of years. allow the insurance companies to set up large group buys where everyone in a particular industry can buy group insurance. for instance all hotel workers can buy into the hotel group policy, and from any insurance company, with the proceeds going into a shared pool. each company would be charged based on the percentage of their market share of that pool.
the government should set proper regulations, and have proper oversight, but otherwise stay out of the way.
"Buy the insurance they need", eh? Everyone always brings up maternity care with this canard. Do I need it? No. If I had one of my daughters on this policy, which I did until very recently, would she need it? Maybe (hopefully not since neither are married). Are you going to sell crystal balls, too, so everyone will know exactly what will happen to them in the future?
The insurance companies have shown us what they will do when left to their own devices. They will collect your money, then when you file a claim, they'll figure out a way that it is "not a covered benefit".
Dems really could careless what Americans said or wanted......They always operate like that.....Plus the more people are indebted to the Govt.,the more they will have to vote Democrat.
Simple.
The problems is......liberal/Dem policies will always be flawed.....Sooner or later people who pay and pay will get tired of being taxed to death and revolt.....It always ends the same.
jetgraphicsA. Insurance companies are a reflection of the skyrocketing costs of health care. What caused the price to buy care to skyrocket in the first place?
B. Insurance companies are "for profit". Thanks to national socialism (1935), the real charitable institutions were driven out of service (the many charitable organizations that operated hospitals BEFORE costs skyrocketed).
<snip>
And do you know how these so-called charities did the above? They basically used unpaid labor, nuns who had taken a vow of poverty, and/or student nurses who were actually paying for the priviledge of working. Student nurses were often left in charge of a ward, especially at night, and so forth.
Not all hospitals were operated by Catholic charities, staffed by nuns. In fact there were hospitals supported by Jews, Protestants, Fraternal organizations - all not charging the taxpayer one dime.
Let's not forget the hospitals and free clinics funded by {shudder} rich Americans, whose names were tacked on the buildings.
Short memories are a hallmark of the world's greatest propaganda ministry.
Republicans hate "Obamacare" because they hate anything Obama does. Democrats hate "Obamacare" because it's the Republican alternative to "Clintoncare," minus the expansion of Medicaid and no limits on medical malpractice suits.
Forget I responded to you, OK? We seem to inhabit different planets.
I think we both can agree that when one is in need, it would be nice to be able to get aid.
However, most of the debate over access to aid has omitted the important point that the GOVERNMENT is behind the skyrocketing costs. Though some would blame the AMA, ultimately the blame rests with the government, its licensing restrictions, and state imposed monopoly. That is compounded by inflation, the tax burden, the attendant bureaucratic burden, administrative costs that forced physicians to hire office staff, and so on.
You can't just attack the for-profit insurance companies, without affixing the blame to government.
Remember, there can NEVER BE A RIGHT TO HEALTH CARE if the government criminalizes unlicensed care givers. All health care becomes a government controlled privilege.
If you truly want the RIGHT to health care, to buy and sell health care, you have to get the government entirely out of the way.
I think that free enterprise / free choice is superior to a regulated bureaucracy / no choice. And I think it is absurd that one has to buy permission slips from one licensed person in order to buy medicine from another licensed person, who buys his supplies from another licensed entity.
So, you think any business that makes a profit is evil?
You buy a car from a company that makes a profit. Oh, wait, maybe they put inferior brakes on it and they may fail. Let's get the government to build cars. I trust them more.
Have you read any data on the waiting lists in countries that have universal health care. I had a good friend in canada DENIED cancer treatments because she was too old, 63.
the real problem started when the people wanted the insurance company to pay for everything, not just hospital stays. every time the insurance company pays out money, they need to replenish the funds. in the old days it was a matter of taking the interest from their investments and putting it into the benefits pool. but then again at that time, insurance companies paid for hospital stays, and high and prescription drugs, and perhaps lab testing. then people wanted the doctor to be paid, and all prescription drugs paid for, and on and on. so the insurance companies had to pay out more and more money, so rates had to go higher and higher.
then the government starts with its mandates on the insurance companies, and limiting competition between companies, and rates keep climbing.
you want real reform? lets start by allowing insurance companies to sell across state lines, eliminate government mandates, let the people buy the insurance they need. if people need a high cap on insurance, then let them pay more to get that cap. let the insurance companies sign people to long term contracts, that way they know that they will get the premiums for a minimum number of years. allow the insurance companies to set up large group buys where everyone in a particular industry can buy group insurance. for instance all hotel workers can buy into the hotel group policy, and from any insurance company, with the proceeds going into a shared pool. each company would be charged based on the percentage of their market share of that pool.
the government should set proper regulations, and have proper oversight, but otherwise stay out of the way.
NO, the real problem began when shareholders needed to see a profit. I want to get rid of the insurance companies.
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