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My 0% factory financed loan cost me $1500 over the term, whether I had chosen 3, 4, or 5 years. With a 0% loan you pay a profit up front built into it. I knew what the dealer cost was on the car before I went to make the purchase.
I checked with my credit union before I bought, and the loan rate was @ 4%. Over four years, with me borrowing from the credit union, buying the car at invoice, and paying interest, there would have been three dollars difference in the monthly payment. Since my cash is still invested and drawing a return, I will in all likelihood come out ahead simply because I chose to make a monthly payment rather than pay cash for the vehicle.
If the subject of the OP bought a vehicle that he can't afford to feed and didn't pay cash on the barrelhead, he's even stupider that I originally thought.
Still....if you would have paid off the other car you would have been cheaper off...ask any smart person...only if you have very high taxes to pay it might help you with deductions on your taxes...
Still....if you would have paid off the other car you would have been cheaper off...ask any smart person...only if you have very high taxes to pay it might help you with deductions on your taxes...
I owned the trade in, and drove it long enough to get my money out of it. It was a Ford F150 that I paid $8000 for and drove eight years.
got smart enough to figure out that I could drive a new automobile for what is was costing me in gas for the truck.
Maybe the subject of the OP will wise up as well. Maybe he'll just sit in his driveway in his SUV and whine. Either way, no skin off my ass.
Maybe people need to start thinking about trading in their home heating systems, instead. Heating oil prices will go through the roof and there's all this talk about marcellus shale opening up cheap new sources of natural gas. Of course, then we have to fork over $$$ to get 100 year old gas pipelines replaced.
Oil prices are being manipulated but its not just to get us to buy new cars.
Obama's energy secretary has been quoted as saying he'd like to see Europrean-level gasoline prices in this country, somewhere in the neighborhood of $8.00 a gallon.
After the cataclysmic failure of the 'cash for clunkers' program, another in a long line of never-ending shots to the solar-plexus of this country's middle class, and especially middle-class African-Americans which Obama claims to represent, do we really need another equally boneheaded program like that?
The Volit is the most overpriced car on the planet, rebate or no rebate, so it's no wonder that Obama Motors sold a whopping 4,000 or so of them during the first quarter of 2011.
But Clinton did catch and convict the WTC I attackers, didn't he.
funny thing was Clinton wasn't aware (pretty certain Bin Laden wasn't broadcasting his plans) that Bin Laden was determined to strike America using planes as missiles, but BUSH WAS WARNED and did nothing, too busy cutting bush in Crawford.
Your standards are pretty low if the number of people you jail is an indicator of how well a President is doing.
Quote:
Originally Posted by bentlebee
How many terrorists has Obama picked up and interogated? How many are still held instead of let go...and put in Guatanama Bay?
Why did Clinton didn't catch Osama when he had the chance and he clearly had the chance but lacked the guts!
Btw I guess you are not so dumb to believe that Osama arranged 9/11 in 6 weeks or 6 month's...
He clearly worked on it for more than 1 year and that was under Clinton!
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