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Remember when Democrats passed Obamacare last year?
The law MANDATES that every American purchase health insurance. And that insurance companies will not be able to deny people from coverage.
If our new law requires purchase - then insurance companies will have to provide it.
Why would we even need Medicare, if we are required to buy our own insurance?
The law technically mandates that all Americans be covered with health insurance. Older folks continue with Medicare as any sane person would recognize, insurance companies would want them only if they're useful. But then, they do that with younger folks also. It prevents cherry picking, and forces the insurers to not deny coverage (or purge customers off when they get to be overly expensive). The cost? Well, that is where mandate comes into play, the promise of a larger pool to make up for having to take high risk consumers.
And since I'm decades away from qualifying for Medicare, if there is a change that will affect me, reduced benefits, I would prefer reduced taxes as well. If that affects today's beneficiaries, so be it!
The law technically mandates that all Americans be covered with health insurance. Older folks continue with Medicare as any sane person would recognize, insurance companies would want them only if they're useful. But then, they do that with younger folks also. It prevents cherry picking, and forces the insurers to not deny coverage (or purge customers off when they get to be overly expensive). The cost? Well, that is where mandate comes into play, the promise of a larger pool to make up for having to take high risk consumers.
And since I'm decades away from qualifying for Medicare, if there is a change that will affect me, reduced benefits, I would prefer reduced taxes as well. If that affects today's beneficiaries, so be it!
I understand that seniors now and for some time shouldn't have Medicare altered. But, at some point it shouldn't be necessary if we all by private insurance by law. Right?
Or is Obamacare only a requirement until you reach the eligibility age for Medicare? Does anyone know?
I understand that seniors now and for some time shouldn't have Medicare altered. But, at some point it shouldn't be necessary if we all by private insurance by law. Right?
Or is Obamacare only a requirement until you reach the eligibility age for Medicare? Does anyone know?
Till medicare I believe.
in re cost...... guaranteed insurability does not mean affordable. The premium for a 70 year old would have to be substantial.
I understand that seniors now and for some time shouldn't have Medicare altered. But, at some point it shouldn't be necessary if we all by private insurance by law. Right?
Or is Obamacare only a requirement until you reach the eligibility age for Medicare? Does anyone know?
The Health Care Reform includes Medicare, doesn't replace it. In fact, a key element is to reduce future Medicare costs. Part of the idea involves identifying wasteful spending. Another aspect involves making sure that people who are eligible for medicare, don't come from a pool that didn't have any coverage or reasonable access to health care. Such populace has the likelihood of being costlier to the system if they never sought treatment or their symptoms went unnoticed for years.
in re cost...... guaranteed insurability does not mean affordable. The premium for a 70 year old would have to be substantial.
Thanks Jeffrow.
And Thanks EinsteinsGhost.
Quote:
The Health Care Reform includes Medicare, doesn't replace it. In fact, a key element is to reduce future Medicare costs. Part of the idea involves identifying wasteful spending. Another aspect involves making sure that people who are eligible for medicare, don't come from a pool that didn't have any coverage or reasonable access to health care. Such populace has the likelihood of being costlier to the system if they never sought treatment or their symptoms went unnoticed for years.
But, but...
So are you saying that some folks will still be eligible for Medicare and some will not depending on health? And that some folks will still be required to purchase their own insurance if not eligible for Medicare?
If Medicare is reduced over time, it could potentially be eliminated and taxes would not be withheld from our paychecks.
It is the claim of the administration that the Affordable Care Act will reduce insurance premiums over time. So nothing to worry about as we age.
Medicare won't be needed. And everyone will be covered because it's the law.
I had the plan explained to me and it was not Paul Ryan. Those that are 55 now would be eligible in 2021when the voucher plan goes into effect and we who are collecting now will have died off. Problem is what to do now, not 10 years from now. Still a stupid plan with the same problems. We may be extinct by then. If it is so cost effective why not implement it now?
2021 is a joke.
Raise S.S. taxes 1-2% on everybody and pay for universal and unlimited health care.
Increase preventative medicine to lower costs.
Limit drug patents to 20-25 years.
Just make it illegal for Congress to use the money for anything else.
Get the insurances companies out of health care for good. They are an unnecessary and parasitic waste of money.
Do you honestly believe the federal gov't can handle health care for the entire country?
They can't even run the Post office efficiently.
EVERY gov't program is full of waste fraud and abuse.
Even the strictest agency of the gov't, the IRS cant' collect all the taxes due. They claim about (they don't even know the correct number) $330 BILLION in unpaid taxes.
“If these two government-run healthcare programs, Medicare and Medicaid, are eating up $900 billion in waste, fraud and abuse, how will adding even more government-run healthcare programs make things better?”
This is all such a great argument for single payer.
It certainly is
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