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Many people go to the ER for non-emergent reasons. If you are in need of emergency care the hospital will treat first and get insurance information later. If you walk into the ER in stable condition they will get your insurance info and ask for the co-pay at that time. Many insurance companies will deny coverage for the ER visit if they determine the reason for the ER visit to be non-emergent.
The fact is the insurance company is not responsible for the man's health.
He is.
The insurance company is reasonable for payment or, not.
Did you know that hospital and clinics will make a patient pay in advance for non-emergent procedures and tests that insurance has denied payment for? If you do not pay upfront, no procedure or test is done.
I have never heard of an emergency room requiring an up front co-pay. Not saying it doesn't happen. Do you have any first hand knowledge?
Most insurance policies require the patient to pay a higher % of the bill for emergency room services. Any tests ordered by an ER doctor is considered ER costs.
Did you know that hospital and clinics will make a patient pay in advance for non-emergent procedures and tests that insurance has denied payment? If you do not pay upfront, no procedure or test is done.
Yup. Because BC & BS wanted to save themselves $$$.
If a health insurance company does not cover tests and procedures to save someone from a certain heart attack, that insurance company is literally taking your premium without providing you insurance!
Yup. Because BC & BS wanted to save themselves $$$.
If a health insurance company does not cover tests and procedures to save someone from a certain heart attack, that insurance company is literally taking your premium without providing you insurance!
Many times procedures are denied because the insurer wants the doctor to order a less expensive diagnostic test first. The insurance company may require the doctor to order an x-ray before authorizing a more expensive MRI.
Many times procedures are denied because the insurer wants the doctor to order a less expensive diagnostic test first. The insurance company may require the doctor to order an x-ray before authorizing a more expensive MRI.
Shouldn't the necessary tests be determined by the doctor and the patient?
Imagine the outrage from the right if this would be the practice of the new healthcare bill!
I tried to be nice. I even deleted a post I had written, hopefully before any one read it. The gloves are off.
You jump on others about personal attacks, then you throw the snide remark.
Gee, I thought you owned the hospital. hello! no s..t Sherlock. by "your hospital", anyone with a brain knows it means "the hospital you go to".
I'll bet you have said my bank, or my doctor, or my mechanic. It does not infer possession or ownership. it is a figure of speech. Do you know what that means?
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